LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,160
−HK$11,988/mo
▼ 0.25% · 3.875%
HK$197,106
−HK$6,042/mo
Today · 4.125%
HK$203,148
baseline
▲ 0.50% · 4.625%
HK$215,509
+HK$12,361/mo
Deposit HK$41.92M · loan HK$41.92M · min. income ≈ HK$406,296/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,664
−HK$11,489/mo
▼ 0.25% · 3.875%
HK$218,367
−HK$5,786/mo
Today · 4.125%
HK$224,153
baseline
▲ 0.50% · 4.625%
HK$235,969
+HK$11,816/mo
Deposit HK$41.92M · loan HK$41.92M · min. income ≈ HK$448,306/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,392
−HK$14,385/mo
▼ 0.25% · 3.875%
HK$236,528
−HK$7,249/mo
Today · 4.125%
HK$243,777
baseline
▲ 0.50% · 4.625%
HK$258,610
+HK$14,833/mo
Deposit HK$33.53M · loan HK$50.30M · min. income ≈ HK$487,554/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,196
−HK$13,788/mo
▼ 0.25% · 3.875%
HK$262,041
−HK$6,943/mo
Today · 4.125%
HK$268,984
baseline
▲ 0.50% · 4.625%
HK$283,162
+HK$14,178/mo
Deposit HK$33.53M · loan HK$50.30M · min. income ≈ HK$537,968/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,624
−HK$16,783/mo
▼ 0.25% · 3.875%
HK$275,949
−HK$8,458/mo
Today · 4.125%
HK$284,407
baseline
▲ 0.50% · 4.625%
HK$301,712
+HK$17,305/mo
Deposit HK$25.15M · loan HK$58.68M · min. income ≈ HK$568,814/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,729
−HK$16,086/mo
▼ 0.25% · 3.875%
HK$305,714
−HK$8,101/mo
Today · 4.125%
HK$313,815
baseline
▲ 0.50% · 4.625%
HK$330,356
+HK$16,541/mo
Deposit HK$25.15M · loan HK$58.68M · min. income ≈ HK$627,630/mo (50% DSR)
Upfront cash ≈ HK$28.71M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,088
−HK$21,578/mo
▼ 0.25% · 3.875%
HK$354,791
−HK$10,875/mo
Today · 4.125%
HK$365,666
baseline
▲ 0.50% · 4.625%
HK$387,915
+HK$22,249/mo
Deposit HK$8.38M · loan HK$75.45M · min. income ≈ HK$731,332/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,795
−HK$20,681/mo
▼ 0.25% · 3.875%
HK$393,061
−HK$10,415/mo
Today · 4.125%
HK$403,476
baseline
▲ 0.50% · 4.625%
HK$424,744
+HK$21,268/mo
Deposit HK$8.38M · loan HK$75.45M · min. income ≈ HK$806,952/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,562,891 · Scale 2, in force from 26 Feb 2026)