LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,182
−HK$11,988/mo
▼ 0.25% · 3.875%
HK$197,128
−HK$6,042/mo
Today · 4.125%
HK$203,170
baseline
▲ 0.50% · 4.625%
HK$215,533
+HK$12,363/mo
Deposit HK$41.92M · loan HK$41.92M · min. income ≈ HK$406,340/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,688
−HK$11,490/mo
▼ 0.25% · 3.875%
HK$218,392
−HK$5,786/mo
Today · 4.125%
HK$224,178
baseline
▲ 0.50% · 4.625%
HK$235,995
+HK$11,817/mo
Deposit HK$41.92M · loan HK$41.92M · min. income ≈ HK$448,356/mo (50% DSR)
Upfront cash ≈ HK$45.48M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,418
−HK$14,386/mo
▼ 0.25% · 3.875%
HK$236,554
−HK$7,250/mo
Today · 4.125%
HK$243,804
baseline
▲ 0.50% · 4.625%
HK$258,639
+HK$14,835/mo
Deposit HK$33.54M · loan HK$50.31M · min. income ≈ HK$487,608/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,225
−HK$13,789/mo
▼ 0.25% · 3.875%
HK$262,070
−HK$6,944/mo
Today · 4.125%
HK$269,014
baseline
▲ 0.50% · 4.625%
HK$283,194
+HK$14,180/mo
Deposit HK$33.54M · loan HK$50.31M · min. income ≈ HK$538,028/mo (50% DSR)
Upfront cash ≈ HK$37.10M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,654
−HK$16,785/mo
▼ 0.25% · 3.875%
HK$275,980
−HK$8,459/mo
Today · 4.125%
HK$284,439
baseline
▲ 0.50% · 4.625%
HK$301,746
+HK$17,307/mo
Deposit HK$25.15M · loan HK$58.69M · min. income ≈ HK$568,878/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,763
−HK$16,087/mo
▼ 0.25% · 3.875%
HK$305,749
−HK$8,101/mo
Today · 4.125%
HK$313,850
baseline
▲ 0.50% · 4.625%
HK$330,393
+HK$16,543/mo
Deposit HK$25.15M · loan HK$58.69M · min. income ≈ HK$627,700/mo (50% DSR)
Upfront cash ≈ HK$28.72M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,127
−HK$21,580/mo
▼ 0.25% · 3.875%
HK$354,831
−HK$10,876/mo
Today · 4.125%
HK$365,707
baseline
▲ 0.50% · 4.625%
HK$387,959
+HK$22,252/mo
Deposit HK$8.38M · loan HK$75.46M · min. income ≈ HK$731,414/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,838
−HK$20,683/mo
▼ 0.25% · 3.875%
HK$393,105
−HK$10,416/mo
Today · 4.125%
HK$403,521
baseline
▲ 0.50% · 4.625%
HK$424,791
+HK$21,270/mo
Deposit HK$8.38M · loan HK$75.46M · min. income ≈ HK$807,042/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,563,292 · Scale 2, in force from 26 Feb 2026)