LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,122
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,716
−HK$605/mo
Today · 4.125%
HK$20,321
baseline
▲ 0.50% · 4.625%
HK$21,557
+HK$1,236/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,642/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,273
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,843
−HK$579/mo
Today · 4.125%
HK$22,422
baseline
▲ 0.50% · 4.625%
HK$23,604
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,844/mo (50% DSR)
Upfront cash ≈ HK$4.44M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,946
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$23,660
−HK$725/mo
Today · 4.125%
HK$24,385
baseline
▲ 0.50% · 4.625%
HK$25,869
+HK$1,484/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$48,770/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,527
−HK$1,379/mo
▼ 0.25% · 3.875%
HK$26,212
−HK$694/mo
Today · 4.125%
HK$26,906
baseline
▲ 0.50% · 4.625%
HK$28,325
+HK$1,419/mo
Deposit HK$3.35M · loan HK$5.03M · min. income ≈ HK$53,812/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,770
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,603
−HK$846/mo
Today · 4.125%
HK$28,449
baseline
▲ 0.50% · 4.625%
HK$30,180
+HK$1,731/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,898/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,580
−HK$811/mo
Today · 4.125%
HK$31,391
baseline
▲ 0.50% · 4.625%
HK$33,045
+HK$1,654/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,782/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,419
−HK$2,158/mo
▼ 0.25% · 3.875%
HK$35,490
−HK$1,087/mo
Today · 4.125%
HK$36,577
baseline
▲ 0.50% · 4.625%
HK$38,803
+HK$2,226/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,154/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,291
−HK$2,068/mo
▼ 0.25% · 3.875%
HK$39,318
−HK$1,041/mo
Today · 4.125%
HK$40,359
baseline
▲ 0.50% · 4.625%
HK$42,487
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,718/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,572 · Scale 2, in force from 26 Feb 2026)