LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,269
−HK$11,994/mo
▼ 0.25% · 3.875%
HK$197,219
−HK$6,044/mo
Today · 4.125%
HK$203,263
baseline
▲ 0.50% · 4.625%
HK$215,631
+HK$12,368/mo
Deposit HK$41.94M · loan HK$41.94M · min. income ≈ HK$406,526/mo (50% DSR)
Upfront cash ≈ HK$45.51M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,785
−HK$11,496/mo
▼ 0.25% · 3.875%
HK$218,492
−HK$5,789/mo
Today · 4.125%
HK$224,281
baseline
▲ 0.50% · 4.625%
HK$236,103
+HK$11,822/mo
Deposit HK$41.94M · loan HK$41.94M · min. income ≈ HK$448,562/mo (50% DSR)
Upfront cash ≈ HK$45.51M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,523
−HK$14,393/mo
▼ 0.25% · 3.875%
HK$236,662
−HK$7,254/mo
Today · 4.125%
HK$243,916
baseline
▲ 0.50% · 4.625%
HK$258,758
+HK$14,842/mo
Deposit HK$33.55M · loan HK$50.33M · min. income ≈ HK$487,832/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,342
−HK$13,795/mo
▼ 0.25% · 3.875%
HK$262,190
−HK$6,947/mo
Today · 4.125%
HK$269,137
baseline
▲ 0.50% · 4.625%
HK$283,324
+HK$14,187/mo
Deposit HK$33.55M · loan HK$50.33M · min. income ≈ HK$538,274/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,777
−HK$16,792/mo
▼ 0.25% · 3.875%
HK$276,106
−HK$8,463/mo
Today · 4.125%
HK$284,569
baseline
▲ 0.50% · 4.625%
HK$301,884
+HK$17,315/mo
Deposit HK$25.16M · loan HK$58.72M · min. income ≈ HK$569,138/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,899
−HK$16,094/mo
▼ 0.25% · 3.875%
HK$305,888
−HK$8,105/mo
Today · 4.125%
HK$313,993
baseline
▲ 0.50% · 4.625%
HK$330,544
+HK$16,551/mo
Deposit HK$25.16M · loan HK$58.72M · min. income ≈ HK$627,986/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,284
−HK$21,590/mo
▼ 0.25% · 3.875%
HK$354,993
−HK$10,881/mo
Today · 4.125%
HK$365,874
baseline
▲ 0.50% · 4.625%
HK$388,136
+HK$22,262/mo
Deposit HK$8.39M · loan HK$75.49M · min. income ≈ HK$731,748/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,013
−HK$20,693/mo
▼ 0.25% · 3.875%
HK$393,285
−HK$10,421/mo
Today · 4.125%
HK$403,706
baseline
▲ 0.50% · 4.625%
HK$424,986
+HK$21,280/mo
Deposit HK$8.39M · loan HK$75.49M · min. income ≈ HK$807,412/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,564,921 · Scale 2, in force from 26 Feb 2026)