LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,127
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$19,722
−HK$604/mo
Today · 4.125%
HK$20,326
baseline
▲ 0.50% · 4.625%
HK$21,563
+HK$1,237/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$40,652/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,279
−HK$1,149/mo
▼ 0.25% · 3.875%
HK$21,849
−HK$579/mo
Today · 4.125%
HK$22,428
baseline
▲ 0.50% · 4.625%
HK$23,610
+HK$1,182/mo
Deposit HK$4.19M · loan HK$4.19M · min. income ≈ HK$44,856/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,952
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,666
−HK$726/mo
Today · 4.125%
HK$24,392
baseline
▲ 0.50% · 4.625%
HK$25,876
+HK$1,484/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$48,784/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,534
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,219
−HK$695/mo
Today · 4.125%
HK$26,914
baseline
▲ 0.50% · 4.625%
HK$28,332
+HK$1,418/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$53,828/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,778
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,611
−HK$846/mo
Today · 4.125%
HK$28,457
baseline
▲ 0.50% · 4.625%
HK$30,188
+HK$1,731/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,914/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,790
−HK$1,609/mo
▼ 0.25% · 3.875%
HK$30,589
−HK$810/mo
Today · 4.125%
HK$31,399
baseline
▲ 0.50% · 4.625%
HK$33,055
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,798/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,429
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,499
−HK$1,089/mo
Today · 4.125%
HK$36,588
baseline
▲ 0.50% · 4.625%
HK$38,814
+HK$2,226/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,176/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,301
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,329
−HK$1,042/mo
Today · 4.125%
HK$40,371
baseline
▲ 0.50% · 4.625%
HK$42,499
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,742/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,643 · Scale 2, in force from 26 Feb 2026)