LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,298
−HK$11,996/mo
▼ 0.25% · 3.875%
HK$197,248
−HK$6,046/mo
Today · 4.125%
HK$203,294
baseline
▲ 0.50% · 4.625%
HK$215,663
+HK$12,369/mo
Deposit HK$41.95M · loan HK$41.95M · min. income ≈ HK$406,588/mo (50% DSR)
Upfront cash ≈ HK$45.51M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,817
−HK$11,497/mo
▼ 0.25% · 3.875%
HK$218,524
−HK$5,790/mo
Today · 4.125%
HK$224,314
baseline
▲ 0.50% · 4.625%
HK$236,138
+HK$11,824/mo
Deposit HK$41.95M · loan HK$41.95M · min. income ≈ HK$448,628/mo (50% DSR)
Upfront cash ≈ HK$45.51M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,557
−HK$14,395/mo
▼ 0.25% · 3.875%
HK$236,698
−HK$7,254/mo
Today · 4.125%
HK$243,952
baseline
▲ 0.50% · 4.625%
HK$258,796
+HK$14,844/mo
Deposit HK$33.56M · loan HK$50.34M · min. income ≈ HK$487,904/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,380
−HK$13,797/mo
▼ 0.25% · 3.875%
HK$262,229
−HK$6,948/mo
Today · 4.125%
HK$269,177
baseline
▲ 0.50% · 4.625%
HK$283,366
+HK$14,189/mo
Deposit HK$33.56M · loan HK$50.34M · min. income ≈ HK$538,354/mo (50% DSR)
Upfront cash ≈ HK$37.12M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,817
−HK$16,794/mo
▼ 0.25% · 3.875%
HK$276,147
−HK$8,464/mo
Today · 4.125%
HK$284,611
baseline
▲ 0.50% · 4.625%
HK$301,929
+HK$17,318/mo
Deposit HK$25.17M · loan HK$58.73M · min. income ≈ HK$569,222/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,943
−HK$16,097/mo
▼ 0.25% · 3.875%
HK$305,934
−HK$8,106/mo
Today · 4.125%
HK$314,040
baseline
▲ 0.50% · 4.625%
HK$330,594
+HK$16,554/mo
Deposit HK$25.17M · loan HK$58.73M · min. income ≈ HK$628,080/mo (50% DSR)
Upfront cash ≈ HK$28.73M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,336
−HK$21,592/mo
▼ 0.25% · 3.875%
HK$355,046
−HK$10,882/mo
Today · 4.125%
HK$365,928
baseline
▲ 0.50% · 4.625%
HK$388,194
+HK$22,266/mo
Deposit HK$8.39M · loan HK$75.50M · min. income ≈ HK$731,856/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,070
−HK$20,696/mo
▼ 0.25% · 3.875%
HK$393,344
−HK$10,422/mo
Today · 4.125%
HK$403,766
baseline
▲ 0.50% · 4.625%
HK$425,049
+HK$21,283/mo
Deposit HK$8.39M · loan HK$75.50M · min. income ≈ HK$807,532/mo (50% DSR)
Upfront cash ≈ HK$11.95M (deposit + AVD stamp duty HK$3,565,452 · Scale 2, in force from 26 Feb 2026)