LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,324
−HK$11,998/mo
▼ 0.25% · 3.875%
HK$197,276
−HK$6,046/mo
Today · 4.125%
HK$203,322
baseline
▲ 0.50% · 4.625%
HK$215,694
+HK$12,372/mo
Deposit HK$41.95M · loan HK$41.95M · min. income ≈ HK$406,644/mo (50% DSR)
Upfront cash ≈ HK$45.52M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,846
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$218,555
−HK$5,791/mo
Today · 4.125%
HK$224,346
baseline
▲ 0.50% · 4.625%
HK$236,171
+HK$11,825/mo
Deposit HK$41.95M · loan HK$41.95M · min. income ≈ HK$448,692/mo (50% DSR)
Upfront cash ≈ HK$45.52M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,589
−HK$14,397/mo
▼ 0.25% · 3.875%
HK$236,731
−HK$7,255/mo
Today · 4.125%
HK$243,986
baseline
▲ 0.50% · 4.625%
HK$258,832
+HK$14,846/mo
Deposit HK$33.56M · loan HK$50.34M · min. income ≈ HK$487,972/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,416
−HK$13,799/mo
▼ 0.25% · 3.875%
HK$262,266
−HK$6,949/mo
Today · 4.125%
HK$269,215
baseline
▲ 0.50% · 4.625%
HK$283,406
+HK$14,191/mo
Deposit HK$33.56M · loan HK$50.34M · min. income ≈ HK$538,430/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,854
−HK$16,797/mo
▼ 0.25% · 3.875%
HK$276,186
−HK$8,465/mo
Today · 4.125%
HK$284,651
baseline
▲ 0.50% · 4.625%
HK$301,971
+HK$17,320/mo
Deposit HK$25.17M · loan HK$58.73M · min. income ≈ HK$569,302/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,985
−HK$16,099/mo
▼ 0.25% · 3.875%
HK$305,977
−HK$8,107/mo
Today · 4.125%
HK$314,084
baseline
▲ 0.50% · 4.625%
HK$330,640
+HK$16,556/mo
Deposit HK$25.17M · loan HK$58.73M · min. income ≈ HK$628,168/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,384
−HK$21,596/mo
▼ 0.25% · 3.875%
HK$355,096
−HK$10,884/mo
Today · 4.125%
HK$365,980
baseline
▲ 0.50% · 4.625%
HK$388,249
+HK$22,269/mo
Deposit HK$8.39M · loan HK$75.51M · min. income ≈ HK$731,960/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,123
−HK$20,699/mo
▼ 0.25% · 3.875%
HK$393,399
−HK$10,423/mo
Today · 4.125%
HK$403,822
baseline
▲ 0.50% · 4.625%
HK$425,108
+HK$21,286/mo
Deposit HK$8.39M · loan HK$75.51M · min. income ≈ HK$807,644/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$3,565,951 · Scale 2, in force from 26 Feb 2026)