LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,134
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,729
−HK$605/mo
Today · 4.125%
HK$20,334
baseline
▲ 0.50% · 4.625%
HK$21,571
+HK$1,237/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,668/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,286
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,857
−HK$579/mo
Today · 4.125%
HK$22,436
baseline
▲ 0.50% · 4.625%
HK$23,619
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,872/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,961
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,675
−HK$726/mo
Today · 4.125%
HK$24,401
baseline
▲ 0.50% · 4.625%
HK$25,885
+HK$1,484/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$48,802/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,544
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$26,229
−HK$695/mo
Today · 4.125%
HK$26,924
baseline
▲ 0.50% · 4.625%
HK$28,343
+HK$1,419/mo
Deposit HK$3.36M · loan HK$5.03M · min. income ≈ HK$53,848/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,788
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,621
−HK$846/mo
Today · 4.125%
HK$28,467
baseline
▲ 0.50% · 4.625%
HK$30,200
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$56,934/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,801
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,600
−HK$811/mo
Today · 4.125%
HK$31,411
baseline
▲ 0.50% · 4.625%
HK$33,067
+HK$1,656/mo
Deposit HK$2.52M · loan HK$5.87M · min. income ≈ HK$62,822/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,441
−HK$2,160/mo
▼ 0.25% · 3.875%
HK$35,513
−HK$1,088/mo
Today · 4.125%
HK$36,601
baseline
▲ 0.50% · 4.625%
HK$38,828
+HK$2,227/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$73,202/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,316
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$39,343
−HK$1,043/mo
Today · 4.125%
HK$40,386
baseline
▲ 0.50% · 4.625%
HK$42,514
+HK$2,128/mo
Deposit HK$839K · loan HK$7.55M · min. income ≈ HK$80,772/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,736 · Scale 2, in force from 26 Feb 2026)