LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,343
−HK$11,999/mo
▼ 0.25% · 3.875%
HK$197,295
−HK$6,047/mo
Today · 4.125%
HK$203,342
baseline
▲ 0.50% · 4.625%
HK$215,715
+HK$12,373/mo
Deposit HK$41.96M · loan HK$41.96M · min. income ≈ HK$406,684/mo (50% DSR)
Upfront cash ≈ HK$45.52M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$212,868
−HK$11,500/mo
▼ 0.25% · 3.875%
HK$218,577
−HK$5,791/mo
Today · 4.125%
HK$224,368
baseline
▲ 0.50% · 4.625%
HK$236,195
+HK$11,827/mo
Deposit HK$41.96M · loan HK$41.96M · min. income ≈ HK$448,736/mo (50% DSR)
Upfront cash ≈ HK$45.52M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,612
−HK$14,399/mo
▼ 0.25% · 3.875%
HK$236,754
−HK$7,257/mo
Today · 4.125%
HK$244,011
baseline
▲ 0.50% · 4.625%
HK$258,858
+HK$14,847/mo
Deposit HK$33.57M · loan HK$50.35M · min. income ≈ HK$488,022/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,441
−HK$13,801/mo
▼ 0.25% · 3.875%
HK$262,292
−HK$6,950/mo
Today · 4.125%
HK$269,242
baseline
▲ 0.50% · 4.625%
HK$283,434
+HK$14,192/mo
Deposit HK$33.57M · loan HK$50.35M · min. income ≈ HK$538,484/mo (50% DSR)
Upfront cash ≈ HK$37.13M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$267,881
−HK$16,798/mo
▼ 0.25% · 3.875%
HK$276,213
−HK$8,466/mo
Today · 4.125%
HK$284,679
baseline
▲ 0.50% · 4.625%
HK$302,001
+HK$17,322/mo
Deposit HK$25.17M · loan HK$58.74M · min. income ≈ HK$569,358/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,015
−HK$16,100/mo
▼ 0.25% · 3.875%
HK$306,007
−HK$8,108/mo
Today · 4.125%
HK$314,115
baseline
▲ 0.50% · 4.625%
HK$330,673
+HK$16,558/mo
Deposit HK$25.17M · loan HK$58.74M · min. income ≈ HK$628,230/mo (50% DSR)
Upfront cash ≈ HK$28.74M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,418
−HK$21,598/mo
▼ 0.25% · 3.875%
HK$355,132
−HK$10,884/mo
Today · 4.125%
HK$366,016
baseline
▲ 0.50% · 4.625%
HK$388,287
+HK$22,271/mo
Deposit HK$8.39M · loan HK$75.52M · min. income ≈ HK$732,032/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,162
−HK$20,701/mo
▼ 0.25% · 3.875%
HK$393,438
−HK$10,425/mo
Today · 4.125%
HK$403,863
baseline
▲ 0.50% · 4.625%
HK$425,151
+HK$21,288/mo
Deposit HK$8.39M · loan HK$75.52M · min. income ≈ HK$807,726/mo (50% DSR)
Upfront cash ≈ HK$11.96M (deposit + AVD stamp duty HK$3,566,308 · Scale 2, in force from 26 Feb 2026)