LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,146
−HK$1,200/mo
▼ 0.25% · 3.875%
HK$19,741
−HK$605/mo
Today · 4.125%
HK$20,346
baseline
▲ 0.50% · 4.625%
HK$21,584
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,692/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,299
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,871
−HK$579/mo
Today · 4.125%
HK$22,450
baseline
▲ 0.50% · 4.625%
HK$23,634
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,900/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,975
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,690
−HK$726/mo
Today · 4.125%
HK$24,416
baseline
▲ 0.50% · 4.625%
HK$25,901
+HK$1,485/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,832/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,559
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,245
−HK$695/mo
Today · 4.125%
HK$26,940
baseline
▲ 0.50% · 4.625%
HK$28,360
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,880/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,804
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,638
−HK$847/mo
Today · 4.125%
HK$28,485
baseline
▲ 0.50% · 4.625%
HK$30,218
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,970/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,819
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,619
−HK$811/mo
Today · 4.125%
HK$31,430
baseline
▲ 0.50% · 4.625%
HK$33,087
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,860/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,462
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$35,534
−HK$1,089/mo
Today · 4.125%
HK$36,623
baseline
▲ 0.50% · 4.625%
HK$38,852
+HK$2,229/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,246/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,339
−HK$2,071/mo
▼ 0.25% · 3.875%
HK$39,367
−HK$1,043/mo
Today · 4.125%
HK$40,410
baseline
▲ 0.50% · 4.625%
HK$42,540
+HK$2,130/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,820/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,890 · Scale 2, in force from 26 Feb 2026)