LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,463
−HK$12,006/mo
▼ 0.25% · 3.875%
HK$197,419
−HK$6,050/mo
Today · 4.125%
HK$203,469
baseline
▲ 0.50% · 4.625%
HK$215,850
+HK$12,381/mo
Deposit HK$41.98M · loan HK$41.98M · min. income ≈ HK$406,938/mo (50% DSR)
Upfront cash ≈ HK$45.55M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,001
−HK$11,507/mo
▼ 0.25% · 3.875%
HK$218,713
−HK$5,795/mo
Today · 4.125%
HK$224,508
baseline
▲ 0.50% · 4.625%
HK$236,343
+HK$11,835/mo
Deposit HK$41.98M · loan HK$41.98M · min. income ≈ HK$449,016/mo (50% DSR)
Upfront cash ≈ HK$45.55M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,756
−HK$14,407/mo
▼ 0.25% · 3.875%
HK$236,902
−HK$7,261/mo
Today · 4.125%
HK$244,163
baseline
▲ 0.50% · 4.625%
HK$259,020
+HK$14,857/mo
Deposit HK$33.59M · loan HK$50.38M · min. income ≈ HK$488,326/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,601
−HK$13,809/mo
▼ 0.25% · 3.875%
HK$262,456
−HK$6,954/mo
Today · 4.125%
HK$269,410
baseline
▲ 0.50% · 4.625%
HK$283,611
+HK$14,201/mo
Deposit HK$33.59M · loan HK$50.38M · min. income ≈ HK$538,820/mo (50% DSR)
Upfront cash ≈ HK$37.15M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,048
−HK$16,809/mo
▼ 0.25% · 3.875%
HK$276,386
−HK$8,471/mo
Today · 4.125%
HK$284,857
baseline
▲ 0.50% · 4.625%
HK$302,190
+HK$17,333/mo
Deposit HK$25.19M · loan HK$58.78M · min. income ≈ HK$569,714/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,201
−HK$16,111/mo
▼ 0.25% · 3.875%
HK$306,198
−HK$8,114/mo
Today · 4.125%
HK$314,312
baseline
▲ 0.50% · 4.625%
HK$330,880
+HK$16,568/mo
Deposit HK$25.19M · loan HK$58.78M · min. income ≈ HK$628,624/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,633
−HK$21,612/mo
▼ 0.25% · 3.875%
HK$355,353
−HK$10,892/mo
Today · 4.125%
HK$366,245
baseline
▲ 0.50% · 4.625%
HK$388,530
+HK$22,285/mo
Deposit HK$8.40M · loan HK$75.57M · min. income ≈ HK$732,490/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,401
−HK$20,714/mo
▼ 0.25% · 3.875%
HK$393,684
−HK$10,431/mo
Today · 4.125%
HK$404,115
baseline
▲ 0.50% · 4.625%
HK$425,417
+HK$21,302/mo
Deposit HK$8.40M · loan HK$75.57M · min. income ≈ HK$808,230/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$3,568,536 · Scale 2, in force from 26 Feb 2026)