LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,484
−HK$12,008/mo
▼ 0.25% · 3.875%
HK$197,441
−HK$6,051/mo
Today · 4.125%
HK$203,492
baseline
▲ 0.50% · 4.625%
HK$215,874
+HK$12,382/mo
Deposit HK$41.99M · loan HK$41.99M · min. income ≈ HK$406,984/mo (50% DSR)
Upfront cash ≈ HK$45.56M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,024
−HK$11,509/mo
▼ 0.25% · 3.875%
HK$218,738
−HK$5,795/mo
Today · 4.125%
HK$224,533
baseline
▲ 0.50% · 4.625%
HK$236,369
+HK$11,836/mo
Deposit HK$41.99M · loan HK$41.99M · min. income ≈ HK$449,066/mo (50% DSR)
Upfront cash ≈ HK$45.56M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,781
−HK$14,410/mo
▼ 0.25% · 3.875%
HK$236,929
−HK$7,262/mo
Today · 4.125%
HK$244,191
baseline
▲ 0.50% · 4.625%
HK$259,049
+HK$14,858/mo
Deposit HK$33.59M · loan HK$50.38M · min. income ≈ HK$488,382/mo (50% DSR)
Upfront cash ≈ HK$37.16M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,629
−HK$13,811/mo
▼ 0.25% · 3.875%
HK$262,485
−HK$6,955/mo
Today · 4.125%
HK$269,440
baseline
▲ 0.50% · 4.625%
HK$283,643
+HK$14,203/mo
Deposit HK$33.59M · loan HK$50.38M · min. income ≈ HK$538,880/mo (50% DSR)
Upfront cash ≈ HK$37.16M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,078
−HK$16,811/mo
▼ 0.25% · 3.875%
HK$276,417
−HK$8,472/mo
Today · 4.125%
HK$284,889
baseline
▲ 0.50% · 4.625%
HK$302,224
+HK$17,335/mo
Deposit HK$25.19M · loan HK$58.78M · min. income ≈ HK$569,778/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,234
−HK$16,113/mo
▼ 0.25% · 3.875%
HK$306,233
−HK$8,114/mo
Today · 4.125%
HK$314,347
baseline
▲ 0.50% · 4.625%
HK$330,916
+HK$16,569/mo
Deposit HK$25.19M · loan HK$58.78M · min. income ≈ HK$628,694/mo (50% DSR)
Upfront cash ≈ HK$28.76M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,672
−HK$21,614/mo
▼ 0.25% · 3.875%
HK$355,393
−HK$10,893/mo
Today · 4.125%
HK$366,286
baseline
▲ 0.50% · 4.625%
HK$388,573
+HK$22,287/mo
Deposit HK$8.40M · loan HK$75.58M · min. income ≈ HK$732,572/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,444
−HK$20,716/mo
▼ 0.25% · 3.875%
HK$393,728
−HK$10,432/mo
Today · 4.125%
HK$404,160
baseline
▲ 0.50% · 4.625%
HK$425,464
+HK$21,304/mo
Deposit HK$8.40M · loan HK$75.58M · min. income ≈ HK$808,320/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$3,568,934 · Scale 2, in force from 26 Feb 2026)