LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,149
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,745
−HK$605/mo
Today · 4.125%
HK$20,350
baseline
▲ 0.50% · 4.625%
HK$21,588
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,700/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,303
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,874
−HK$580/mo
Today · 4.125%
HK$22,454
baseline
▲ 0.50% · 4.625%
HK$23,638
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,908/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,979
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,693
−HK$727/mo
Today · 4.125%
HK$24,420
baseline
▲ 0.50% · 4.625%
HK$25,906
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,840/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,564
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,249
−HK$696/mo
Today · 4.125%
HK$26,945
baseline
▲ 0.50% · 4.625%
HK$28,365
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,890/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,809
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,642
−HK$848/mo
Today · 4.125%
HK$28,490
baseline
▲ 0.50% · 4.625%
HK$30,223
+HK$1,733/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,980/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,824
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,624
−HK$812/mo
Today · 4.125%
HK$31,436
baseline
▲ 0.50% · 4.625%
HK$33,093
+HK$1,657/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,872/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,468
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,540
−HK$1,090/mo
Today · 4.125%
HK$36,630
baseline
▲ 0.50% · 4.625%
HK$38,858
+HK$2,228/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,260/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,345
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,374
−HK$1,043/mo
Today · 4.125%
HK$40,417
baseline
▲ 0.50% · 4.625%
HK$42,548
+HK$2,131/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,834/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,932 · Scale 2, in force from 26 Feb 2026)