LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,524
−HK$12,011/mo
▼ 0.25% · 3.875%
HK$197,482
−HK$6,053/mo
Today · 4.125%
HK$203,535
baseline
▲ 0.50% · 4.625%
HK$215,919
+HK$12,384/mo
Deposit HK$42.00M · loan HK$42.00M · min. income ≈ HK$407,070/mo (50% DSR)
Upfront cash ≈ HK$45.57M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,069
−HK$11,512/mo
▼ 0.25% · 3.875%
HK$218,783
−HK$5,798/mo
Today · 4.125%
HK$224,581
baseline
▲ 0.50% · 4.625%
HK$236,418
+HK$11,837/mo
Deposit HK$42.00M · loan HK$42.00M · min. income ≈ HK$449,162/mo (50% DSR)
Upfront cash ≈ HK$45.57M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$229,829
−HK$14,413/mo
▼ 0.25% · 3.875%
HK$236,978
−HK$7,264/mo
Today · 4.125%
HK$244,242
baseline
▲ 0.50% · 4.625%
HK$259,103
+HK$14,861/mo
Deposit HK$33.60M · loan HK$50.40M · min. income ≈ HK$488,484/mo (50% DSR)
Upfront cash ≈ HK$37.17M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$255,683
−HK$13,814/mo
▼ 0.25% · 3.875%
HK$262,540
−HK$6,957/mo
Today · 4.125%
HK$269,497
baseline
▲ 0.50% · 4.625%
HK$283,702
+HK$14,205/mo
Deposit HK$33.60M · loan HK$50.40M · min. income ≈ HK$538,994/mo (50% DSR)
Upfront cash ≈ HK$37.17M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,134
−HK$16,815/mo
▼ 0.25% · 3.875%
HK$276,475
−HK$8,474/mo
Today · 4.125%
HK$284,949
baseline
▲ 0.50% · 4.625%
HK$302,287
+HK$17,338/mo
Deposit HK$25.20M · loan HK$58.79M · min. income ≈ HK$569,898/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,297
−HK$16,116/mo
▼ 0.25% · 3.875%
HK$306,297
−HK$8,116/mo
Today · 4.125%
HK$314,413
baseline
▲ 0.50% · 4.625%
HK$330,986
+HK$16,573/mo
Deposit HK$25.20M · loan HK$58.79M · min. income ≈ HK$628,826/mo (50% DSR)
Upfront cash ≈ HK$28.77M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$344,744
−HK$21,619/mo
▼ 0.25% · 3.875%
HK$355,468
−HK$10,895/mo
Today · 4.125%
HK$366,363
baseline
▲ 0.50% · 4.625%
HK$388,655
+HK$22,292/mo
Deposit HK$8.40M · loan HK$75.59M · min. income ≈ HK$732,726/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$383,524
−HK$20,721/mo
▼ 0.25% · 3.875%
HK$393,810
−HK$10,435/mo
Today · 4.125%
HK$404,245
baseline
▲ 0.50% · 4.625%
HK$425,553
+HK$21,308/mo
Deposit HK$8.40M · loan HK$75.59M · min. income ≈ HK$808,490/mo (50% DSR)
Upfront cash ≈ HK$11.97M (deposit + AVD stamp duty HK$3,569,683 · Scale 2, in force from 26 Feb 2026)