LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,154
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,750
−HK$605/mo
Today · 4.125%
HK$20,355
baseline
▲ 0.50% · 4.625%
HK$21,593
+HK$1,238/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,710/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,308
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,880
−HK$580/mo
Today · 4.125%
HK$22,460
baseline
▲ 0.50% · 4.625%
HK$23,643
+HK$1,183/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,920/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,985
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$23,699
−HK$727/mo
Today · 4.125%
HK$24,426
baseline
▲ 0.50% · 4.625%
HK$25,912
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,852/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,570
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,256
−HK$695/mo
Today · 4.125%
HK$26,951
baseline
▲ 0.50% · 4.625%
HK$28,372
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,902/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,815
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,649
−HK$848/mo
Today · 4.125%
HK$28,497
baseline
▲ 0.50% · 4.625%
HK$30,231
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$56,994/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,832
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,632
−HK$811/mo
Today · 4.125%
HK$31,443
baseline
▲ 0.50% · 4.625%
HK$33,101
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,886/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,477
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,549
−HK$1,090/mo
Today · 4.125%
HK$36,639
baseline
▲ 0.50% · 4.625%
HK$38,868
+HK$2,229/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,278/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,355
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,384
−HK$1,043/mo
Today · 4.125%
HK$40,427
baseline
▲ 0.50% · 4.625%
HK$42,558
+HK$2,131/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,854/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$251,995 · Scale 2, in force from 26 Feb 2026)