LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,164
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,761
−HK$605/mo
Today · 4.125%
HK$20,366
baseline
▲ 0.50% · 4.625%
HK$21,605
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,732/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,320
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,892
−HK$580/mo
Today · 4.125%
HK$22,472
baseline
▲ 0.50% · 4.625%
HK$23,657
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,944/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,997
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,713
−HK$726/mo
Today · 4.125%
HK$24,439
baseline
▲ 0.50% · 4.625%
HK$25,927
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,878/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,584
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,270
−HK$697/mo
Today · 4.125%
HK$26,967
baseline
▲ 0.50% · 4.625%
HK$28,388
+HK$1,421/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,934/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,830
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,665
−HK$848/mo
Today · 4.125%
HK$28,513
baseline
▲ 0.50% · 4.625%
HK$30,248
+HK$1,735/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,026/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,848
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,649
−HK$812/mo
Today · 4.125%
HK$31,461
baseline
▲ 0.50% · 4.625%
HK$33,119
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,922/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,496
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,569
−HK$1,090/mo
Today · 4.125%
HK$36,659
baseline
▲ 0.50% · 4.625%
HK$38,890
+HK$2,231/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,318/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,376
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,406
−HK$1,044/mo
Today · 4.125%
HK$40,450
baseline
▲ 0.50% · 4.625%
HK$42,582
+HK$2,132/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,900/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,136 · Scale 2, in force from 26 Feb 2026)