LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,170
−HK$1,202/mo
▼ 0.25% · 3.875%
HK$19,766
−HK$606/mo
Today · 4.125%
HK$20,372
baseline
▲ 0.50% · 4.625%
HK$21,611
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,744/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,326
−HK$1,152/mo
▼ 0.25% · 3.875%
HK$21,898
−HK$580/mo
Today · 4.125%
HK$22,478
baseline
▲ 0.50% · 4.625%
HK$23,663
+HK$1,185/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,956/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,004
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,719
−HK$727/mo
Today · 4.125%
HK$24,446
baseline
▲ 0.50% · 4.625%
HK$25,934
+HK$1,488/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,892/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,591
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,278
−HK$696/mo
Today · 4.125%
HK$26,974
baseline
▲ 0.50% · 4.625%
HK$28,396
+HK$1,422/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,948/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,683/mo
▼ 0.25% · 3.875%
HK$27,672
−HK$849/mo
Today · 4.125%
HK$28,521
baseline
▲ 0.50% · 4.625%
HK$30,256
+HK$1,735/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,042/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,857
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$30,657
−HK$813/mo
Today · 4.125%
HK$31,470
baseline
▲ 0.50% · 4.625%
HK$33,128
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,940/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,506
−HK$2,163/mo
▼ 0.25% · 3.875%
HK$35,579
−HK$1,090/mo
Today · 4.125%
HK$36,669
baseline
▲ 0.50% · 4.625%
HK$38,901
+HK$2,232/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,338/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,387
−HK$2,074/mo
▼ 0.25% · 3.875%
HK$39,417
−HK$1,044/mo
Today · 4.125%
HK$40,461
baseline
▲ 0.50% · 4.625%
HK$42,594
+HK$2,133/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$80,922/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,205 · Scale 2, in force from 26 Feb 2026)