LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,771
−HK$12,025/mo
▼ 0.25% · 3.875%
HK$197,736
−HK$6,060/mo
Today · 4.125%
HK$203,796
baseline
▲ 0.50% · 4.625%
HK$216,197
+HK$12,401/mo
Deposit HK$42.05M · loan HK$42.05M · min. income ≈ HK$407,592/mo (50% DSR)
Upfront cash ≈ HK$45.62M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,343
−HK$11,526/mo
▼ 0.25% · 3.875%
HK$219,065
−HK$5,804/mo
Today · 4.125%
HK$224,869
baseline
▲ 0.50% · 4.625%
HK$236,722
+HK$11,853/mo
Deposit HK$42.05M · loan HK$42.05M · min. income ≈ HK$449,738/mo (50% DSR)
Upfront cash ≈ HK$45.62M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,125
−HK$14,431/mo
▼ 0.25% · 3.875%
HK$237,283
−HK$7,273/mo
Today · 4.125%
HK$244,556
baseline
▲ 0.50% · 4.625%
HK$259,436
+HK$14,880/mo
Deposit HK$33.64M · loan HK$50.46M · min. income ≈ HK$489,112/mo (50% DSR)
Upfront cash ≈ HK$37.21M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,011
−HK$13,832/mo
▼ 0.25% · 3.875%
HK$262,878
−HK$6,965/mo
Today · 4.125%
HK$269,843
baseline
▲ 0.50% · 4.625%
HK$284,067
+HK$14,224/mo
Deposit HK$33.64M · loan HK$50.46M · min. income ≈ HK$539,686/mo (50% DSR)
Upfront cash ≈ HK$37.21M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,479
−HK$16,836/mo
▼ 0.25% · 3.875%
HK$276,830
−HK$8,485/mo
Today · 4.125%
HK$285,315
baseline
▲ 0.50% · 4.625%
HK$302,676
+HK$17,361/mo
Deposit HK$25.23M · loan HK$58.87M · min. income ≈ HK$570,630/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,680
−HK$16,137/mo
▼ 0.25% · 3.875%
HK$306,691
−HK$8,126/mo
Today · 4.125%
HK$314,817
baseline
▲ 0.50% · 4.625%
HK$331,411
+HK$16,594/mo
Deposit HK$25.23M · loan HK$58.87M · min. income ≈ HK$629,634/mo (50% DSR)
Upfront cash ≈ HK$28.80M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,187
−HK$21,646/mo
▼ 0.25% · 3.875%
HK$355,924
−HK$10,909/mo
Today · 4.125%
HK$366,833
baseline
▲ 0.50% · 4.625%
HK$389,154
+HK$22,321/mo
Deposit HK$8.41M · loan HK$75.69M · min. income ≈ HK$733,666/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,017
−HK$20,748/mo
▼ 0.25% · 3.875%
HK$394,316
−HK$10,449/mo
Today · 4.125%
HK$404,765
baseline
▲ 0.50% · 4.625%
HK$426,100
+HK$21,335/mo
Deposit HK$8.41M · loan HK$75.69M · min. income ≈ HK$809,530/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$3,574,270 · Scale 2, in force from 26 Feb 2026)