LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,779
−HK$12,026/mo
▼ 0.25% · 3.875%
HK$197,745
−HK$6,060/mo
Today · 4.125%
HK$203,805
baseline
▲ 0.50% · 4.625%
HK$216,207
+HK$12,402/mo
Deposit HK$42.05M · loan HK$42.05M · min. income ≈ HK$407,610/mo (50% DSR)
Upfront cash ≈ HK$45.63M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,352
−HK$11,527/mo
▼ 0.25% · 3.875%
HK$219,074
−HK$5,805/mo
Today · 4.125%
HK$224,879
baseline
▲ 0.50% · 4.625%
HK$236,733
+HK$11,854/mo
Deposit HK$42.05M · loan HK$42.05M · min. income ≈ HK$449,758/mo (50% DSR)
Upfront cash ≈ HK$45.63M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,135
−HK$14,432/mo
▼ 0.25% · 3.875%
HK$237,294
−HK$7,273/mo
Today · 4.125%
HK$244,567
baseline
▲ 0.50% · 4.625%
HK$259,448
+HK$14,881/mo
Deposit HK$33.64M · loan HK$50.46M · min. income ≈ HK$489,134/mo (50% DSR)
Upfront cash ≈ HK$37.22M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,023
−HK$13,832/mo
▼ 0.25% · 3.875%
HK$262,889
−HK$6,966/mo
Today · 4.125%
HK$269,855
baseline
▲ 0.50% · 4.625%
HK$284,080
+HK$14,225/mo
Deposit HK$33.64M · loan HK$50.46M · min. income ≈ HK$539,710/mo (50% DSR)
Upfront cash ≈ HK$37.22M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,491
−HK$16,837/mo
▼ 0.25% · 3.875%
HK$276,843
−HK$8,485/mo
Today · 4.125%
HK$285,328
baseline
▲ 0.50% · 4.625%
HK$302,689
+HK$17,361/mo
Deposit HK$25.23M · loan HK$58.87M · min. income ≈ HK$570,656/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,693
−HK$16,138/mo
▼ 0.25% · 3.875%
HK$306,704
−HK$8,127/mo
Today · 4.125%
HK$314,831
baseline
▲ 0.50% · 4.625%
HK$331,426
+HK$16,595/mo
Deposit HK$25.23M · loan HK$58.87M · min. income ≈ HK$629,662/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,203
−HK$21,647/mo
▼ 0.25% · 3.875%
HK$355,940
−HK$10,910/mo
Today · 4.125%
HK$366,850
baseline
▲ 0.50% · 4.625%
HK$389,172
+HK$22,322/mo
Deposit HK$8.41M · loan HK$75.69M · min. income ≈ HK$733,700/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,034
−HK$20,749/mo
▼ 0.25% · 3.875%
HK$394,334
−HK$10,449/mo
Today · 4.125%
HK$404,783
baseline
▲ 0.50% · 4.625%
HK$426,119
+HK$21,336/mo
Deposit HK$8.41M · loan HK$75.69M · min. income ≈ HK$809,566/mo (50% DSR)
Upfront cash ≈ HK$11.98M (deposit + AVD stamp duty HK$3,574,430 · Scale 2, in force from 26 Feb 2026)