LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,835
−HK$12,029/mo
▼ 0.25% · 3.875%
HK$197,802
−HK$6,062/mo
Today · 4.125%
HK$203,864
baseline
▲ 0.50% · 4.625%
HK$216,269
+HK$12,405/mo
Deposit HK$42.06M · loan HK$42.06M · min. income ≈ HK$407,728/mo (50% DSR)
Upfront cash ≈ HK$45.64M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,414
−HK$11,530/mo
▼ 0.25% · 3.875%
HK$219,138
−HK$5,806/mo
Today · 4.125%
HK$224,944
baseline
▲ 0.50% · 4.625%
HK$236,801
+HK$11,857/mo
Deposit HK$42.06M · loan HK$42.06M · min. income ≈ HK$449,888/mo (50% DSR)
Upfront cash ≈ HK$45.64M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,202
−HK$14,435/mo
▼ 0.25% · 3.875%
HK$237,362
−HK$7,275/mo
Today · 4.125%
HK$244,637
baseline
▲ 0.50% · 4.625%
HK$259,523
+HK$14,886/mo
Deposit HK$33.65M · loan HK$50.48M · min. income ≈ HK$489,274/mo (50% DSR)
Upfront cash ≈ HK$37.23M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,097
−HK$13,836/mo
▼ 0.25% · 3.875%
HK$262,965
−HK$6,968/mo
Today · 4.125%
HK$269,933
baseline
▲ 0.50% · 4.625%
HK$284,162
+HK$14,229/mo
Deposit HK$33.65M · loan HK$50.48M · min. income ≈ HK$539,866/mo (50% DSR)
Upfront cash ≈ HK$37.23M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,569
−HK$16,841/mo
▼ 0.25% · 3.875%
HK$276,923
−HK$8,487/mo
Today · 4.125%
HK$285,410
baseline
▲ 0.50% · 4.625%
HK$302,777
+HK$17,367/mo
Deposit HK$25.24M · loan HK$58.89M · min. income ≈ HK$570,820/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,780
−HK$16,142/mo
▼ 0.25% · 3.875%
HK$306,793
−HK$8,129/mo
Today · 4.125%
HK$314,922
baseline
▲ 0.50% · 4.625%
HK$331,522
+HK$16,600/mo
Deposit HK$25.24M · loan HK$58.89M · min. income ≈ HK$629,844/mo (50% DSR)
Upfront cash ≈ HK$28.81M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,303
−HK$21,653/mo
▼ 0.25% · 3.875%
HK$356,043
−HK$10,913/mo
Today · 4.125%
HK$366,956
baseline
▲ 0.50% · 4.625%
HK$389,284
+HK$22,328/mo
Deposit HK$8.41M · loan HK$75.72M · min. income ≈ HK$733,912/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,146
−HK$20,754/mo
▼ 0.25% · 3.875%
HK$394,448
−HK$10,452/mo
Today · 4.125%
HK$404,900
baseline
▲ 0.50% · 4.625%
HK$426,243
+HK$21,343/mo
Deposit HK$8.41M · loan HK$75.72M · min. income ≈ HK$809,800/mo (50% DSR)
Upfront cash ≈ HK$11.99M (deposit + AVD stamp duty HK$3,575,465 · Scale 2, in force from 26 Feb 2026)