LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,188
−HK$1,203/mo
▼ 0.25% · 3.875%
HK$19,785
−HK$606/mo
Today · 4.125%
HK$20,391
baseline
▲ 0.50% · 4.625%
HK$21,632
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,782/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,347
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$21,919
−HK$581/mo
Today · 4.125%
HK$22,500
baseline
▲ 0.50% · 4.625%
HK$23,686
+HK$1,186/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,000/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,026
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,742
−HK$728/mo
Today · 4.125%
HK$24,470
baseline
▲ 0.50% · 4.625%
HK$25,958
+HK$1,488/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,940/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,616
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,303
−HK$697/mo
Today · 4.125%
HK$27,000
baseline
▲ 0.50% · 4.625%
HK$28,423
+HK$1,423/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,000/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,863
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,699
−HK$849/mo
Today · 4.125%
HK$28,548
baseline
▲ 0.50% · 4.625%
HK$30,285
+HK$1,737/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$57,096/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,885
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$30,687
−HK$813/mo
Today · 4.125%
HK$31,500
baseline
▲ 0.50% · 4.625%
HK$33,160
+HK$1,660/mo
Deposit HK$2.52M · loan HK$5.89M · min. income ≈ HK$63,000/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,538
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,613
−HK$1,091/mo
Today · 4.125%
HK$36,704
baseline
▲ 0.50% · 4.625%
HK$38,938
+HK$2,234/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$73,408/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,424
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,454
−HK$1,046/mo
Today · 4.125%
HK$40,500
baseline
▲ 0.50% · 4.625%
HK$42,634
+HK$2,134/mo
Deposit HK$841K · loan HK$7.57M · min. income ≈ HK$81,000/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,447 · Scale 2, in force from 26 Feb 2026)