LTV · monthly repayment
▼ 0.50% · 3.625%
HK$191,984
−HK$12,039/mo
▼ 0.25% · 3.875%
HK$197,956
−HK$6,067/mo
Today · 4.125%
HK$204,023
baseline
▲ 0.50% · 4.625%
HK$216,438
+HK$12,415/mo
Deposit HK$42.10M · loan HK$42.10M · min. income ≈ HK$408,046/mo (50% DSR)
Upfront cash ≈ HK$45.68M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,581
−HK$11,539/mo
▼ 0.25% · 3.875%
HK$219,309
−HK$5,811/mo
Today · 4.125%
HK$225,120
baseline
▲ 0.50% · 4.625%
HK$236,986
+HK$11,866/mo
Deposit HK$42.10M · loan HK$42.10M · min. income ≈ HK$450,240/mo (50% DSR)
Upfront cash ≈ HK$45.68M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,381
−HK$14,447/mo
▼ 0.25% · 3.875%
HK$237,547
−HK$7,281/mo
Today · 4.125%
HK$244,828
baseline
▲ 0.50% · 4.625%
HK$259,725
+HK$14,897/mo
Deposit HK$33.68M · loan HK$50.52M · min. income ≈ HK$489,656/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,297
−HK$13,847/mo
▼ 0.25% · 3.875%
HK$263,170
−HK$6,974/mo
Today · 4.125%
HK$270,144
baseline
▲ 0.50% · 4.625%
HK$284,383
+HK$14,239/mo
Deposit HK$33.68M · loan HK$50.52M · min. income ≈ HK$540,288/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,778
−HK$16,855/mo
▼ 0.25% · 3.875%
HK$277,138
−HK$8,495/mo
Today · 4.125%
HK$285,633
baseline
▲ 0.50% · 4.625%
HK$303,013
+HK$17,380/mo
Deposit HK$25.26M · loan HK$58.94M · min. income ≈ HK$571,266/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,013
−HK$16,155/mo
▼ 0.25% · 3.875%
HK$307,032
−HK$8,136/mo
Today · 4.125%
HK$315,168
baseline
▲ 0.50% · 4.625%
HK$331,780
+HK$16,612/mo
Deposit HK$25.26M · loan HK$58.94M · min. income ≈ HK$630,336/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,572
−HK$21,670/mo
▼ 0.25% · 3.875%
HK$356,321
−HK$10,921/mo
Today · 4.125%
HK$367,242
baseline
▲ 0.50% · 4.625%
HK$389,588
+HK$22,346/mo
Deposit HK$8.42M · loan HK$75.77M · min. income ≈ HK$734,484/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,445
−HK$20,770/mo
▼ 0.25% · 3.875%
HK$394,756
−HK$10,459/mo
Today · 4.125%
HK$405,215
baseline
▲ 0.50% · 4.625%
HK$426,575
+HK$21,360/mo
Deposit HK$8.42M · loan HK$75.77M · min. income ≈ HK$810,430/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,578,252 · Scale 2, in force from 26 Feb 2026)