LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,200
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,797
−HK$607/mo
Today · 4.125%
HK$20,404
baseline
▲ 0.50% · 4.625%
HK$21,645
+HK$1,241/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,808/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,359
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,932
−HK$581/mo
Today · 4.125%
HK$22,513
baseline
▲ 0.50% · 4.625%
HK$23,700
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,026/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,040
−HK$1,444/mo
▼ 0.25% · 3.875%
HK$23,756
−HK$728/mo
Today · 4.125%
HK$24,484
baseline
▲ 0.50% · 4.625%
HK$25,974
+HK$1,490/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,968/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,631
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,319
−HK$697/mo
Today · 4.125%
HK$27,016
baseline
▲ 0.50% · 4.625%
HK$28,440
+HK$1,424/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,032/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,879
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,716
−HK$849/mo
Today · 4.125%
HK$28,565
baseline
▲ 0.50% · 4.625%
HK$30,303
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$57,130/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,903
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,705
−HK$814/mo
Today · 4.125%
HK$31,519
baseline
▲ 0.50% · 4.625%
HK$33,180
+HK$1,661/mo
Deposit HK$2.53M · loan HK$5.89M · min. income ≈ HK$63,038/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,559
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,634
−HK$1,093/mo
Today · 4.125%
HK$36,727
baseline
▲ 0.50% · 4.625%
HK$38,961
+HK$2,234/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,454/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,447
−HK$2,077/mo
▼ 0.25% · 3.875%
HK$39,478
−HK$1,046/mo
Today · 4.125%
HK$40,524
baseline
▲ 0.50% · 4.625%
HK$42,660
+HK$2,136/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,048/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,599 · Scale 2, in force from 26 Feb 2026)