LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,014
−HK$12,041/mo
▼ 0.25% · 3.875%
HK$197,987
−HK$6,068/mo
Today · 4.125%
HK$204,055
baseline
▲ 0.50% · 4.625%
HK$216,471
+HK$12,416/mo
Deposit HK$42.10M · loan HK$42.10M · min. income ≈ HK$408,110/mo (50% DSR)
Upfront cash ≈ HK$45.68M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,614
−HK$11,541/mo
▼ 0.25% · 3.875%
HK$219,343
−HK$5,812/mo
Today · 4.125%
HK$225,155
baseline
▲ 0.50% · 4.625%
HK$237,023
+HK$11,868/mo
Deposit HK$42.10M · loan HK$42.10M · min. income ≈ HK$450,310/mo (50% DSR)
Upfront cash ≈ HK$45.68M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,417
−HK$14,449/mo
▼ 0.25% · 3.875%
HK$237,584
−HK$7,282/mo
Today · 4.125%
HK$244,866
baseline
▲ 0.50% · 4.625%
HK$259,766
+HK$14,900/mo
Deposit HK$33.68M · loan HK$50.52M · min. income ≈ HK$489,732/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,336
−HK$13,850/mo
▼ 0.25% · 3.875%
HK$263,211
−HK$6,975/mo
Today · 4.125%
HK$270,186
baseline
▲ 0.50% · 4.625%
HK$284,427
+HK$14,241/mo
Deposit HK$33.68M · loan HK$50.52M · min. income ≈ HK$540,372/mo (50% DSR)
Upfront cash ≈ HK$37.26M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,820
−HK$16,857/mo
▼ 0.25% · 3.875%
HK$277,182
−HK$8,495/mo
Today · 4.125%
HK$285,677
baseline
▲ 0.50% · 4.625%
HK$303,060
+HK$17,383/mo
Deposit HK$25.26M · loan HK$58.95M · min. income ≈ HK$571,354/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,059
−HK$16,157/mo
▼ 0.25% · 3.875%
HK$307,080
−HK$8,136/mo
Today · 4.125%
HK$315,216
baseline
▲ 0.50% · 4.625%
HK$331,832
+HK$16,616/mo
Deposit HK$25.26M · loan HK$58.95M · min. income ≈ HK$630,432/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,625
−HK$21,674/mo
▼ 0.25% · 3.875%
HK$356,376
−HK$10,923/mo
Today · 4.125%
HK$367,299
baseline
▲ 0.50% · 4.625%
HK$389,648
+HK$22,349/mo
Deposit HK$8.42M · loan HK$75.79M · min. income ≈ HK$734,598/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,505
−HK$20,773/mo
▼ 0.25% · 3.875%
HK$394,817
−HK$10,461/mo
Today · 4.125%
HK$405,278
baseline
▲ 0.50% · 4.625%
HK$426,641
+HK$21,363/mo
Deposit HK$8.42M · loan HK$75.79M · min. income ≈ HK$810,556/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,578,808 · Scale 2, in force from 26 Feb 2026)