LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,040
−HK$12,042/mo
▼ 0.25% · 3.875%
HK$198,013
−HK$6,069/mo
Today · 4.125%
HK$204,082
baseline
▲ 0.50% · 4.625%
HK$216,500
+HK$12,418/mo
Deposit HK$42.11M · loan HK$42.11M · min. income ≈ HK$408,164/mo (50% DSR)
Upfront cash ≈ HK$45.69M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,642
−HK$11,543/mo
▼ 0.25% · 3.875%
HK$219,372
−HK$5,813/mo
Today · 4.125%
HK$225,185
baseline
▲ 0.50% · 4.625%
HK$237,054
+HK$11,869/mo
Deposit HK$42.11M · loan HK$42.11M · min. income ≈ HK$450,370/mo (50% DSR)
Upfront cash ≈ HK$45.69M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,448
−HK$14,451/mo
▼ 0.25% · 3.875%
HK$237,616
−HK$7,283/mo
Today · 4.125%
HK$244,899
baseline
▲ 0.50% · 4.625%
HK$259,800
+HK$14,901/mo
Deposit HK$33.69M · loan HK$50.53M · min. income ≈ HK$489,798/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,371
−HK$13,851/mo
▼ 0.25% · 3.875%
HK$263,246
−HK$6,976/mo
Today · 4.125%
HK$270,222
baseline
▲ 0.50% · 4.625%
HK$284,465
+HK$14,243/mo
Deposit HK$33.69M · loan HK$50.53M · min. income ≈ HK$540,444/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,856
−HK$16,859/mo
▼ 0.25% · 3.875%
HK$277,219
−HK$8,496/mo
Today · 4.125%
HK$285,715
baseline
▲ 0.50% · 4.625%
HK$303,100
+HK$17,385/mo
Deposit HK$25.27M · loan HK$58.95M · min. income ≈ HK$571,430/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,099
−HK$16,160/mo
▼ 0.25% · 3.875%
HK$307,121
−HK$8,138/mo
Today · 4.125%
HK$315,259
baseline
▲ 0.50% · 4.625%
HK$331,876
+HK$16,617/mo
Deposit HK$25.27M · loan HK$58.95M · min. income ≈ HK$630,518/mo (50% DSR)
Upfront cash ≈ HK$28.84M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,671
−HK$21,677/mo
▼ 0.25% · 3.875%
HK$356,424
−HK$10,924/mo
Today · 4.125%
HK$367,348
baseline
▲ 0.50% · 4.625%
HK$389,700
+HK$22,352/mo
Deposit HK$8.42M · loan HK$75.80M · min. income ≈ HK$734,696/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,556
−HK$20,776/mo
▼ 0.25% · 3.875%
HK$394,870
−HK$10,462/mo
Today · 4.125%
HK$405,332
baseline
▲ 0.50% · 4.625%
HK$426,698
+HK$21,366/mo
Deposit HK$8.42M · loan HK$75.80M · min. income ≈ HK$810,664/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,579,285 · Scale 2, in force from 26 Feb 2026)