LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,206
−HK$1,204/mo
▼ 0.25% · 3.875%
HK$19,804
−HK$606/mo
Today · 4.125%
HK$20,410
baseline
▲ 0.50% · 4.625%
HK$21,652
+HK$1,242/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$40,820/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,367
−HK$1,154/mo
▼ 0.25% · 3.875%
HK$21,940
−HK$581/mo
Today · 4.125%
HK$22,521
baseline
▲ 0.50% · 4.625%
HK$23,708
+HK$1,187/mo
Deposit HK$4.21M · loan HK$4.21M · min. income ≈ HK$45,042/mo (50% DSR)
Upfront cash ≈ HK$4.46M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,047
−HK$1,446/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$729/mo
Today · 4.125%
HK$24,493
baseline
▲ 0.50% · 4.625%
HK$25,983
+HK$1,490/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$48,986/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,640
−HK$1,385/mo
▼ 0.25% · 3.875%
HK$26,328
−HK$697/mo
Today · 4.125%
HK$27,025
baseline
▲ 0.50% · 4.625%
HK$28,450
+HK$1,425/mo
Deposit HK$3.37M · loan HK$5.05M · min. income ≈ HK$54,050/mo (50% DSR)
Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,889
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$27,725
−HK$850/mo
Today · 4.125%
HK$28,575
baseline
▲ 0.50% · 4.625%
HK$30,313
+HK$1,738/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$57,150/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,913
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,715
−HK$814/mo
Today · 4.125%
HK$31,529
baseline
▲ 0.50% · 4.625%
HK$33,191
+HK$1,662/mo
Deposit HK$2.53M · loan HK$5.90M · min. income ≈ HK$63,058/mo (50% DSR)
Upfront cash ≈ HK$2.78M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,571
−HK$2,168/mo
▼ 0.25% · 3.875%
HK$35,646
−HK$1,093/mo
Today · 4.125%
HK$36,739
baseline
▲ 0.50% · 4.625%
HK$38,974
+HK$2,235/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$73,478/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,460
−HK$2,078/mo
▼ 0.25% · 3.875%
HK$39,491
−HK$1,047/mo
Today · 4.125%
HK$40,538
baseline
▲ 0.50% · 4.625%
HK$42,674
+HK$2,136/mo
Deposit HK$842K · loan HK$7.58M · min. income ≈ HK$81,076/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,684 · Scale 2, in force from 26 Feb 2026)