LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,081
−HK$12,045/mo
▼ 0.25% · 3.875%
HK$198,056
−HK$6,070/mo
Today · 4.125%
HK$204,126
baseline
▲ 0.50% · 4.625%
HK$216,547
+HK$12,421/mo
Deposit HK$42.12M · loan HK$42.12M · min. income ≈ HK$408,252/mo (50% DSR)
Upfront cash ≈ HK$45.70M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,688
−HK$11,545/mo
▼ 0.25% · 3.875%
HK$219,419
−HK$5,814/mo
Today · 4.125%
HK$225,233
baseline
▲ 0.50% · 4.625%
HK$237,106
+HK$11,873/mo
Deposit HK$42.12M · loan HK$42.12M · min. income ≈ HK$450,466/mo (50% DSR)
Upfront cash ≈ HK$45.70M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,497
−HK$14,455/mo
▼ 0.25% · 3.875%
HK$237,667
−HK$7,285/mo
Today · 4.125%
HK$244,952
baseline
▲ 0.50% · 4.625%
HK$259,856
+HK$14,904/mo
Deposit HK$33.69M · loan HK$50.54M · min. income ≈ HK$489,904/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,426
−HK$13,854/mo
▼ 0.25% · 3.875%
HK$263,303
−HK$6,977/mo
Today · 4.125%
HK$270,280
baseline
▲ 0.50% · 4.625%
HK$284,527
+HK$14,247/mo
Deposit HK$33.69M · loan HK$50.54M · min. income ≈ HK$540,560/mo (50% DSR)
Upfront cash ≈ HK$37.27M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$268,914
−HK$16,863/mo
▼ 0.25% · 3.875%
HK$277,278
−HK$8,499/mo
Today · 4.125%
HK$285,777
baseline
▲ 0.50% · 4.625%
HK$303,166
+HK$17,389/mo
Deposit HK$25.27M · loan HK$58.97M · min. income ≈ HK$571,554/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,164
−HK$16,163/mo
▼ 0.25% · 3.875%
HK$307,187
−HK$8,140/mo
Today · 4.125%
HK$315,327
baseline
▲ 0.50% · 4.625%
HK$331,948
+HK$16,621/mo
Deposit HK$25.27M · loan HK$58.97M · min. income ≈ HK$630,654/mo (50% DSR)
Upfront cash ≈ HK$28.85M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$345,746
−HK$21,681/mo
▼ 0.25% · 3.875%
HK$356,501
−HK$10,926/mo
Today · 4.125%
HK$367,427
baseline
▲ 0.50% · 4.625%
HK$389,785
+HK$22,358/mo
Deposit HK$8.42M · loan HK$75.81M · min. income ≈ HK$734,854/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,639
−HK$20,781/mo
▼ 0.25% · 3.875%
HK$394,955
−HK$10,465/mo
Today · 4.125%
HK$405,420
baseline
▲ 0.50% · 4.625%
HK$426,790
+HK$21,370/mo
Deposit HK$8.42M · loan HK$75.81M · min. income ≈ HK$810,840/mo (50% DSR)
Upfront cash ≈ HK$12.00M (deposit + AVD stamp duty HK$3,580,058 · Scale 2, in force from 26 Feb 2026)