LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,253
−HK$12,056/mo
▼ 0.25% · 3.875%
HK$198,233
−HK$6,076/mo
Today · 4.125%
HK$204,309
baseline
▲ 0.50% · 4.625%
HK$216,741
+HK$12,432/mo
Deposit HK$42.16M · loan HK$42.16M · min. income ≈ HK$408,618/mo (50% DSR)
Upfront cash ≈ HK$45.74M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,880
−HK$11,555/mo
▼ 0.25% · 3.875%
HK$219,616
−HK$5,819/mo
Today · 4.125%
HK$225,435
baseline
▲ 0.50% · 4.625%
HK$237,318
+HK$11,883/mo
Deposit HK$42.16M · loan HK$42.16M · min. income ≈ HK$450,870/mo (50% DSR)
Upfront cash ≈ HK$45.74M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,704
−HK$14,467/mo
▼ 0.25% · 3.875%
HK$237,880
−HK$7,291/mo
Today · 4.125%
HK$245,171
baseline
▲ 0.50% · 4.625%
HK$260,089
+HK$14,918/mo
Deposit HK$33.72M · loan HK$50.59M · min. income ≈ HK$490,342/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,656
−HK$13,866/mo
▼ 0.25% · 3.875%
HK$263,539
−HK$6,983/mo
Today · 4.125%
HK$270,522
baseline
▲ 0.50% · 4.625%
HK$284,782
+HK$14,260/mo
Deposit HK$33.72M · loan HK$50.59M · min. income ≈ HK$541,044/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,155
−HK$16,878/mo
▼ 0.25% · 3.875%
HK$277,527
−HK$8,506/mo
Today · 4.125%
HK$286,033
baseline
▲ 0.50% · 4.625%
HK$303,437
+HK$17,404/mo
Deposit HK$25.29M · loan HK$59.02M · min. income ≈ HK$572,066/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,432
−HK$16,177/mo
▼ 0.25% · 3.875%
HK$307,462
−HK$8,147/mo
Today · 4.125%
HK$315,609
baseline
▲ 0.50% · 4.625%
HK$332,245
+HK$16,636/mo
Deposit HK$25.29M · loan HK$59.02M · min. income ≈ HK$631,218/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,056
−HK$21,701/mo
▼ 0.25% · 3.875%
HK$356,820
−HK$10,937/mo
Today · 4.125%
HK$367,757
baseline
▲ 0.50% · 4.625%
HK$390,134
+HK$22,377/mo
Deposit HK$8.43M · loan HK$75.88M · min. income ≈ HK$735,514/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$384,984
−HK$20,799/mo
▼ 0.25% · 3.875%
HK$395,309
−HK$10,474/mo
Today · 4.125%
HK$405,783
baseline
▲ 0.50% · 4.625%
HK$427,172
+HK$21,389/mo
Deposit HK$8.43M · loan HK$75.88M · min. income ≈ HK$811,566/mo (50% DSR)
Upfront cash ≈ HK$12.01M (deposit + AVD stamp duty HK$3,583,265 · Scale 2, in force from 26 Feb 2026)