LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,278
−HK$12,058/mo
▼ 0.25% · 3.875%
HK$198,259
−HK$6,077/mo
Today · 4.125%
HK$204,336
baseline
▲ 0.50% · 4.625%
HK$216,769
+HK$12,433/mo
Deposit HK$42.16M · loan HK$42.16M · min. income ≈ HK$408,672/mo (50% DSR)
Upfront cash ≈ HK$45.75M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,907
−HK$11,557/mo
▼ 0.25% · 3.875%
HK$219,644
−HK$5,820/mo
Today · 4.125%
HK$225,464
baseline
▲ 0.50% · 4.625%
HK$237,349
+HK$11,885/mo
Deposit HK$42.16M · loan HK$42.16M · min. income ≈ HK$450,928/mo (50% DSR)
Upfront cash ≈ HK$45.75M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,734
−HK$14,469/mo
▼ 0.25% · 3.875%
HK$237,911
−HK$7,292/mo
Today · 4.125%
HK$245,203
baseline
▲ 0.50% · 4.625%
HK$260,123
+HK$14,920/mo
Deposit HK$33.73M · loan HK$50.59M · min. income ≈ HK$490,406/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,689
−HK$13,868/mo
▼ 0.25% · 3.875%
HK$263,573
−HK$6,984/mo
Today · 4.125%
HK$270,557
baseline
▲ 0.50% · 4.625%
HK$284,818
+HK$14,261/mo
Deposit HK$33.73M · loan HK$50.59M · min. income ≈ HK$541,114/mo (50% DSR)
Upfront cash ≈ HK$37.31M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,189
−HK$16,881/mo
▼ 0.25% · 3.875%
HK$277,563
−HK$8,507/mo
Today · 4.125%
HK$286,070
baseline
▲ 0.50% · 4.625%
HK$303,476
+HK$17,406/mo
Deposit HK$25.30M · loan HK$59.03M · min. income ≈ HK$572,140/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,470
−HK$16,180/mo
▼ 0.25% · 3.875%
HK$307,502
−HK$8,148/mo
Today · 4.125%
HK$315,650
baseline
▲ 0.50% · 4.625%
HK$332,288
+HK$16,638/mo
Deposit HK$25.30M · loan HK$59.03M · min. income ≈ HK$631,300/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,100
−HK$21,704/mo
▼ 0.25% · 3.875%
HK$356,866
−HK$10,938/mo
Today · 4.125%
HK$367,804
baseline
▲ 0.50% · 4.625%
HK$390,184
+HK$22,380/mo
Deposit HK$8.43M · loan HK$75.89M · min. income ≈ HK$735,608/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,033
−HK$20,802/mo
▼ 0.25% · 3.875%
HK$395,360
−HK$10,475/mo
Today · 4.125%
HK$405,835
baseline
▲ 0.50% · 4.625%
HK$427,228
+HK$21,393/mo
Deposit HK$8.43M · loan HK$75.89M · min. income ≈ HK$811,670/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,583,728 · Scale 2, in force from 26 Feb 2026)