LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,300
−HK$12,059/mo
▼ 0.25% · 3.875%
HK$198,282
−HK$6,077/mo
Today · 4.125%
HK$204,359
baseline
▲ 0.50% · 4.625%
HK$216,794
+HK$12,435/mo
Deposit HK$42.17M · loan HK$42.17M · min. income ≈ HK$408,718/mo (50% DSR)
Upfront cash ≈ HK$45.75M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,932
−HK$11,558/mo
▼ 0.25% · 3.875%
HK$219,670
−HK$5,820/mo
Today · 4.125%
HK$225,490
baseline
▲ 0.50% · 4.625%
HK$237,376
+HK$11,886/mo
Deposit HK$42.17M · loan HK$42.17M · min. income ≈ HK$450,980/mo (50% DSR)
Upfront cash ≈ HK$45.75M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,761
−HK$14,470/mo
▼ 0.25% · 3.875%
HK$237,939
−HK$7,292/mo
Today · 4.125%
HK$245,231
baseline
▲ 0.50% · 4.625%
HK$260,153
+HK$14,922/mo
Deposit HK$33.73M · loan HK$50.60M · min. income ≈ HK$490,462/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,719
−HK$13,870/mo
▼ 0.25% · 3.875%
HK$263,604
−HK$6,985/mo
Today · 4.125%
HK$270,589
baseline
▲ 0.50% · 4.625%
HK$284,852
+HK$14,263/mo
Deposit HK$33.73M · loan HK$50.60M · min. income ≈ HK$541,178/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,221
−HK$16,882/mo
▼ 0.25% · 3.875%
HK$277,595
−HK$8,508/mo
Today · 4.125%
HK$286,103
baseline
▲ 0.50% · 4.625%
HK$303,512
+HK$17,409/mo
Deposit HK$25.30M · loan HK$59.03M · min. income ≈ HK$572,206/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,505
−HK$16,182/mo
▼ 0.25% · 3.875%
HK$307,538
−HK$8,149/mo
Today · 4.125%
HK$315,687
baseline
▲ 0.50% · 4.625%
HK$332,327
+HK$16,640/mo
Deposit HK$25.30M · loan HK$59.03M · min. income ≈ HK$631,374/mo (50% DSR)
Upfront cash ≈ HK$28.88M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,141
−HK$21,706/mo
▼ 0.25% · 3.875%
HK$356,908
−HK$10,939/mo
Today · 4.125%
HK$367,847
baseline
▲ 0.50% · 4.625%
HK$390,230
+HK$22,383/mo
Deposit HK$8.43M · loan HK$75.90M · min. income ≈ HK$735,694/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,078
−HK$20,805/mo
▼ 0.25% · 3.875%
HK$395,406
−HK$10,477/mo
Today · 4.125%
HK$405,883
baseline
▲ 0.50% · 4.625%
HK$427,277
+HK$21,394/mo
Deposit HK$8.43M · loan HK$75.90M · min. income ≈ HK$811,766/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,584,145 · Scale 2, in force from 26 Feb 2026)