LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,324
−HK$12,060/mo
▼ 0.25% · 3.875%
HK$198,306
−HK$6,078/mo
Today · 4.125%
HK$204,384
baseline
▲ 0.50% · 4.625%
HK$216,820
+HK$12,436/mo
Deposit HK$42.17M · loan HK$42.17M · min. income ≈ HK$408,768/mo (50% DSR)
Upfront cash ≈ HK$45.76M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,958
−HK$11,560/mo
▼ 0.25% · 3.875%
HK$219,696
−HK$5,822/mo
Today · 4.125%
HK$225,518
baseline
▲ 0.50% · 4.625%
HK$237,405
+HK$11,887/mo
Deposit HK$42.17M · loan HK$42.17M · min. income ≈ HK$451,036/mo (50% DSR)
Upfront cash ≈ HK$45.76M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,788
−HK$14,473/mo
▼ 0.25% · 3.875%
HK$237,967
−HK$7,294/mo
Today · 4.125%
HK$245,261
baseline
▲ 0.50% · 4.625%
HK$260,184
+HK$14,923/mo
Deposit HK$33.74M · loan HK$50.61M · min. income ≈ HK$490,522/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,750
−HK$13,871/mo
▼ 0.25% · 3.875%
HK$263,636
−HK$6,985/mo
Today · 4.125%
HK$270,621
baseline
▲ 0.50% · 4.625%
HK$284,886
+HK$14,265/mo
Deposit HK$33.74M · loan HK$50.61M · min. income ≈ HK$541,242/mo (50% DSR)
Upfront cash ≈ HK$37.32M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,253
−HK$16,885/mo
▼ 0.25% · 3.875%
HK$277,628
−HK$8,510/mo
Today · 4.125%
HK$286,138
baseline
▲ 0.50% · 4.625%
HK$303,549
+HK$17,411/mo
Deposit HK$25.30M · loan HK$59.04M · min. income ≈ HK$572,276/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,541
−HK$16,184/mo
▼ 0.25% · 3.875%
HK$307,575
−HK$8,150/mo
Today · 4.125%
HK$315,725
baseline
▲ 0.50% · 4.625%
HK$332,367
+HK$16,642/mo
Deposit HK$25.30M · loan HK$59.04M · min. income ≈ HK$631,450/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,183
−HK$21,708/mo
▼ 0.25% · 3.875%
HK$356,951
−HK$10,940/mo
Today · 4.125%
HK$367,891
baseline
▲ 0.50% · 4.625%
HK$390,277
+HK$22,386/mo
Deposit HK$8.43M · loan HK$75.91M · min. income ≈ HK$735,782/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,125
−HK$20,807/mo
▼ 0.25% · 3.875%
HK$395,454
−HK$10,478/mo
Today · 4.125%
HK$405,932
baseline
▲ 0.50% · 4.625%
HK$427,329
+HK$21,397/mo
Deposit HK$8.43M · loan HK$75.91M · min. income ≈ HK$811,864/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,584,579 · Scale 2, in force from 26 Feb 2026)