LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,344
−HK$12,062/mo
▼ 0.25% · 3.875%
HK$198,327
−HK$6,079/mo
Today · 4.125%
HK$204,406
baseline
▲ 0.50% · 4.625%
HK$216,844
+HK$12,438/mo
Deposit HK$42.18M · loan HK$42.18M · min. income ≈ HK$408,812/mo (50% DSR)
Upfront cash ≈ HK$45.76M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$213,981
−HK$11,561/mo
▼ 0.25% · 3.875%
HK$219,720
−HK$5,822/mo
Today · 4.125%
HK$225,542
baseline
▲ 0.50% · 4.625%
HK$237,430
+HK$11,888/mo
Deposit HK$42.18M · loan HK$42.18M · min. income ≈ HK$451,084/mo (50% DSR)
Upfront cash ≈ HK$45.76M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,813
−HK$14,474/mo
▼ 0.25% · 3.875%
HK$237,993
−HK$7,294/mo
Today · 4.125%
HK$245,287
baseline
▲ 0.50% · 4.625%
HK$260,212
+HK$14,925/mo
Deposit HK$33.74M · loan HK$50.61M · min. income ≈ HK$490,574/mo (50% DSR)
Upfront cash ≈ HK$37.33M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,777
−HK$13,873/mo
▼ 0.25% · 3.875%
HK$263,664
−HK$6,986/mo
Today · 4.125%
HK$270,650
baseline
▲ 0.50% · 4.625%
HK$284,917
+HK$14,267/mo
Deposit HK$33.74M · loan HK$50.61M · min. income ≈ HK$541,300/mo (50% DSR)
Upfront cash ≈ HK$37.33M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,282
−HK$16,886/mo
▼ 0.25% · 3.875%
HK$277,658
−HK$8,510/mo
Today · 4.125%
HK$286,168
baseline
▲ 0.50% · 4.625%
HK$303,581
+HK$17,413/mo
Deposit HK$25.31M · loan HK$59.05M · min. income ≈ HK$572,336/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,574
−HK$16,185/mo
▼ 0.25% · 3.875%
HK$307,608
−HK$8,151/mo
Today · 4.125%
HK$315,759
baseline
▲ 0.50% · 4.625%
HK$332,403
+HK$16,644/mo
Deposit HK$25.31M · loan HK$59.05M · min. income ≈ HK$631,518/mo (50% DSR)
Upfront cash ≈ HK$28.89M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,220
−HK$21,711/mo
▼ 0.25% · 3.875%
HK$356,989
−HK$10,942/mo
Today · 4.125%
HK$367,931
baseline
▲ 0.50% · 4.625%
HK$390,319
+HK$22,388/mo
Deposit HK$8.44M · loan HK$75.92M · min. income ≈ HK$735,862/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,166
−HK$20,809/mo
▼ 0.25% · 3.875%
HK$395,496
−HK$10,479/mo
Today · 4.125%
HK$405,975
baseline
▲ 0.50% · 4.625%
HK$427,375
+HK$21,400/mo
Deposit HK$8.44M · loan HK$75.92M · min. income ≈ HK$811,950/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,584,963 · Scale 2, in force from 26 Feb 2026)