LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,388
−HK$12,065/mo
▼ 0.25% · 3.875%
HK$198,373
−HK$6,080/mo
Today · 4.125%
HK$204,453
baseline
▲ 0.50% · 4.625%
HK$216,893
+HK$12,440/mo
Deposit HK$42.19M · loan HK$42.19M · min. income ≈ HK$408,906/mo (50% DSR)
Upfront cash ≈ HK$45.77M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,030
−HK$11,563/mo
▼ 0.25% · 3.875%
HK$219,770
−HK$5,823/mo
Today · 4.125%
HK$225,593
baseline
▲ 0.50% · 4.625%
HK$237,485
+HK$11,892/mo
Deposit HK$42.19M · loan HK$42.19M · min. income ≈ HK$451,186/mo (50% DSR)
Upfront cash ≈ HK$45.77M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,866
−HK$14,477/mo
▼ 0.25% · 3.875%
HK$238,047
−HK$7,296/mo
Today · 4.125%
HK$245,343
baseline
▲ 0.50% · 4.625%
HK$260,272
+HK$14,929/mo
Deposit HK$33.75M · loan HK$50.62M · min. income ≈ HK$490,686/mo (50% DSR)
Upfront cash ≈ HK$37.33M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,836
−HK$13,876/mo
▼ 0.25% · 3.875%
HK$263,724
−HK$6,988/mo
Today · 4.125%
HK$270,712
baseline
▲ 0.50% · 4.625%
HK$284,982
+HK$14,270/mo
Deposit HK$33.75M · loan HK$50.62M · min. income ≈ HK$541,424/mo (50% DSR)
Upfront cash ≈ HK$37.33M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,343
−HK$16,891/mo
▼ 0.25% · 3.875%
HK$277,722
−HK$8,512/mo
Today · 4.125%
HK$286,234
baseline
▲ 0.50% · 4.625%
HK$303,650
+HK$17,416/mo
Deposit HK$25.31M · loan HK$59.06M · min. income ≈ HK$572,468/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,642
−HK$16,189/mo
▼ 0.25% · 3.875%
HK$307,678
−HK$8,153/mo
Today · 4.125%
HK$315,831
baseline
▲ 0.50% · 4.625%
HK$332,478
+HK$16,647/mo
Deposit HK$25.31M · loan HK$59.06M · min. income ≈ HK$631,662/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,299
−HK$21,716/mo
▼ 0.25% · 3.875%
HK$357,071
−HK$10,944/mo
Today · 4.125%
HK$368,015
baseline
▲ 0.50% · 4.625%
HK$390,408
+HK$22,393/mo
Deposit HK$8.44M · loan HK$75.93M · min. income ≈ HK$736,030/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,254
−HK$20,814/mo
▼ 0.25% · 3.875%
HK$395,586
−HK$10,482/mo
Today · 4.125%
HK$406,068
baseline
▲ 0.50% · 4.625%
HK$427,472
+HK$21,404/mo
Deposit HK$8.44M · loan HK$75.93M · min. income ≈ HK$812,136/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,585,780 · Scale 2, in force from 26 Feb 2026)