LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,408
−HK$12,066/mo
▼ 0.25% · 3.875%
HK$198,393
−HK$6,081/mo
Today · 4.125%
HK$204,474
baseline
▲ 0.50% · 4.625%
HK$216,916
+HK$12,442/mo
Deposit HK$42.19M · loan HK$42.19M · min. income ≈ HK$408,948/mo (50% DSR)
Upfront cash ≈ HK$45.78M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,052
−HK$11,565/mo
▼ 0.25% · 3.875%
HK$219,793
−HK$5,824/mo
Today · 4.125%
HK$225,617
baseline
▲ 0.50% · 4.625%
HK$237,509
+HK$11,892/mo
Deposit HK$42.19M · loan HK$42.19M · min. income ≈ HK$451,234/mo (50% DSR)
Upfront cash ≈ HK$45.78M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,890
−HK$14,479/mo
▼ 0.25% · 3.875%
HK$238,072
−HK$7,297/mo
Today · 4.125%
HK$245,369
baseline
▲ 0.50% · 4.625%
HK$260,299
+HK$14,930/mo
Deposit HK$33.75M · loan HK$50.63M · min. income ≈ HK$490,738/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,863
−HK$13,877/mo
▼ 0.25% · 3.875%
HK$263,751
−HK$6,989/mo
Today · 4.125%
HK$270,740
baseline
▲ 0.50% · 4.625%
HK$285,011
+HK$14,271/mo
Deposit HK$33.75M · loan HK$50.63M · min. income ≈ HK$541,480/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,371
−HK$16,892/mo
▼ 0.25% · 3.875%
HK$277,750
−HK$8,513/mo
Today · 4.125%
HK$286,263
baseline
▲ 0.50% · 4.625%
HK$303,682
+HK$17,419/mo
Deposit HK$25.31M · loan HK$59.07M · min. income ≈ HK$572,526/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,673
−HK$16,190/mo
▼ 0.25% · 3.875%
HK$307,710
−HK$8,153/mo
Today · 4.125%
HK$315,863
baseline
▲ 0.50% · 4.625%
HK$332,513
+HK$16,650/mo
Deposit HK$25.31M · loan HK$59.07M · min. income ≈ HK$631,726/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,335
−HK$21,718/mo
▼ 0.25% · 3.875%
HK$357,108
−HK$10,945/mo
Today · 4.125%
HK$368,053
baseline
▲ 0.50% · 4.625%
HK$390,448
+HK$22,395/mo
Deposit HK$8.44M · loan HK$75.94M · min. income ≈ HK$736,106/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,294
−HK$20,816/mo
▼ 0.25% · 3.875%
HK$395,627
−HK$10,483/mo
Today · 4.125%
HK$406,110
baseline
▲ 0.50% · 4.625%
HK$427,517
+HK$21,407/mo
Deposit HK$8.44M · loan HK$75.94M · min. income ≈ HK$812,220/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,586,152 · Scale 2, in force from 26 Feb 2026)