LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,410
−HK$12,066/mo
▼ 0.25% · 3.875%
HK$198,396
−HK$6,080/mo
Today · 4.125%
HK$204,476
baseline
▲ 0.50% · 4.625%
HK$216,918
+HK$12,442/mo
Deposit HK$42.19M · loan HK$42.19M · min. income ≈ HK$408,952/mo (50% DSR)
Upfront cash ≈ HK$45.78M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,055
−HK$11,564/mo
▼ 0.25% · 3.875%
HK$219,796
−HK$5,823/mo
Today · 4.125%
HK$225,619
baseline
▲ 0.50% · 4.625%
HK$237,512
+HK$11,893/mo
Deposit HK$42.19M · loan HK$42.19M · min. income ≈ HK$451,238/mo (50% DSR)
Upfront cash ≈ HK$45.78M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,893
−HK$14,479/mo
▼ 0.25% · 3.875%
HK$238,075
−HK$7,297/mo
Today · 4.125%
HK$245,372
baseline
▲ 0.50% · 4.625%
HK$260,302
+HK$14,930/mo
Deposit HK$33.75M · loan HK$50.63M · min. income ≈ HK$490,744/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,866
−HK$13,877/mo
▼ 0.25% · 3.875%
HK$263,755
−HK$6,988/mo
Today · 4.125%
HK$270,743
baseline
▲ 0.50% · 4.625%
HK$285,015
+HK$14,272/mo
Deposit HK$33.75M · loan HK$50.63M · min. income ≈ HK$541,486/mo (50% DSR)
Upfront cash ≈ HK$37.34M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,375
−HK$16,892/mo
▼ 0.25% · 3.875%
HK$277,754
−HK$8,513/mo
Today · 4.125%
HK$286,267
baseline
▲ 0.50% · 4.625%
HK$303,685
+HK$17,418/mo
Deposit HK$25.31M · loan HK$59.07M · min. income ≈ HK$572,534/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,677
−HK$16,190/mo
▼ 0.25% · 3.875%
HK$307,714
−HK$8,153/mo
Today · 4.125%
HK$315,867
baseline
▲ 0.50% · 4.625%
HK$332,517
+HK$16,650/mo
Deposit HK$25.31M · loan HK$59.07M · min. income ≈ HK$631,734/mo (50% DSR)
Upfront cash ≈ HK$28.90M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,339
−HK$21,718/mo
▼ 0.25% · 3.875%
HK$357,112
−HK$10,945/mo
Today · 4.125%
HK$368,057
baseline
▲ 0.50% · 4.625%
HK$390,453
+HK$22,396/mo
Deposit HK$8.44M · loan HK$75.94M · min. income ≈ HK$736,114/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,298
−HK$20,817/mo
▼ 0.25% · 3.875%
HK$395,632
−HK$10,483/mo
Today · 4.125%
HK$406,115
baseline
▲ 0.50% · 4.625%
HK$427,522
+HK$21,407/mo
Deposit HK$8.44M · loan HK$75.94M · min. income ≈ HK$812,230/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$3,586,196 · Scale 2, in force from 26 Feb 2026)