LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,446
−HK$12,068/mo
▼ 0.25% · 3.875%
HK$198,432
−HK$6,082/mo
Today · 4.125%
HK$204,514
baseline
▲ 0.50% · 4.625%
HK$216,959
+HK$12,445/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$409,028/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,095
−HK$11,566/mo
▼ 0.25% · 3.875%
HK$219,837
−HK$5,824/mo
Today · 4.125%
HK$225,661
baseline
▲ 0.50% · 4.625%
HK$237,556
+HK$11,895/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$451,322/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,936
−HK$14,481/mo
▼ 0.25% · 3.875%
HK$238,119
−HK$7,298/mo
Today · 4.125%
HK$245,417
baseline
▲ 0.50% · 4.625%
HK$260,350
+HK$14,933/mo
Deposit HK$33.76M · loan HK$50.64M · min. income ≈ HK$490,834/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,914
−HK$13,880/mo
▼ 0.25% · 3.875%
HK$263,804
−HK$6,990/mo
Today · 4.125%
HK$270,794
baseline
▲ 0.50% · 4.625%
HK$285,068
+HK$14,274/mo
Deposit HK$33.76M · loan HK$50.64M · min. income ≈ HK$541,588/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,425
−HK$16,895/mo
▼ 0.25% · 3.875%
HK$277,805
−HK$8,515/mo
Today · 4.125%
HK$286,320
baseline
▲ 0.50% · 4.625%
HK$303,742
+HK$17,422/mo
Deposit HK$25.32M · loan HK$59.08M · min. income ≈ HK$572,640/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,732
−HK$16,194/mo
▼ 0.25% · 3.875%
HK$307,771
−HK$8,155/mo
Today · 4.125%
HK$315,926
baseline
▲ 0.50% · 4.625%
HK$332,579
+HK$16,653/mo
Deposit HK$25.32M · loan HK$59.08M · min. income ≈ HK$631,852/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,403
−HK$21,723/mo
▼ 0.25% · 3.875%
HK$357,178
−HK$10,948/mo
Today · 4.125%
HK$368,126
baseline
▲ 0.50% · 4.625%
HK$390,526
+HK$22,400/mo
Deposit HK$8.44M · loan HK$75.96M · min. income ≈ HK$736,252/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,370
−HK$20,821/mo
▼ 0.25% · 3.875%
HK$395,706
−HK$10,485/mo
Today · 4.125%
HK$406,191
baseline
▲ 0.50% · 4.625%
HK$427,602
+HK$21,411/mo
Deposit HK$8.44M · loan HK$75.96M · min. income ≈ HK$812,382/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,586,864 · Scale 2, in force from 26 Feb 2026)