LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,449
−HK$12,068/mo
▼ 0.25% · 3.875%
HK$198,435
−HK$6,082/mo
Today · 4.125%
HK$204,517
baseline
▲ 0.50% · 4.625%
HK$216,961
+HK$12,444/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$409,034/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,097
−HK$11,567/mo
▼ 0.25% · 3.875%
HK$219,839
−HK$5,825/mo
Today · 4.125%
HK$225,664
baseline
▲ 0.50% · 4.625%
HK$237,559
+HK$11,895/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$451,328/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,939
−HK$14,481/mo
▼ 0.25% · 3.875%
HK$238,122
−HK$7,298/mo
Today · 4.125%
HK$245,420
baseline
▲ 0.50% · 4.625%
HK$260,354
+HK$14,934/mo
Deposit HK$33.76M · loan HK$50.64M · min. income ≈ HK$490,840/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,917
−HK$13,880/mo
▼ 0.25% · 3.875%
HK$263,807
−HK$6,990/mo
Today · 4.125%
HK$270,797
baseline
▲ 0.50% · 4.625%
HK$285,071
+HK$14,274/mo
Deposit HK$33.76M · loan HK$50.64M · min. income ≈ HK$541,594/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,428
−HK$16,896/mo
▼ 0.25% · 3.875%
HK$277,809
−HK$8,515/mo
Today · 4.125%
HK$286,324
baseline
▲ 0.50% · 4.625%
HK$303,746
+HK$17,422/mo
Deposit HK$25.32M · loan HK$59.08M · min. income ≈ HK$572,648/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,736
−HK$16,194/mo
▼ 0.25% · 3.875%
HK$307,775
−HK$8,155/mo
Today · 4.125%
HK$315,930
baseline
▲ 0.50% · 4.625%
HK$332,583
+HK$16,653/mo
Deposit HK$25.32M · loan HK$59.08M · min. income ≈ HK$631,860/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,408
−HK$21,723/mo
▼ 0.25% · 3.875%
HK$357,183
−HK$10,948/mo
Today · 4.125%
HK$368,131
baseline
▲ 0.50% · 4.625%
HK$390,531
+HK$22,400/mo
Deposit HK$8.44M · loan HK$75.96M · min. income ≈ HK$736,262/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,375
−HK$20,821/mo
▼ 0.25% · 3.875%
HK$395,711
−HK$10,485/mo
Today · 4.125%
HK$406,196
baseline
▲ 0.50% · 4.625%
HK$427,607
+HK$21,411/mo
Deposit HK$8.44M · loan HK$75.96M · min. income ≈ HK$812,392/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,586,910 · Scale 2, in force from 26 Feb 2026)