LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,246
−HK$1,207/mo
▼ 0.25% · 3.875%
HK$19,845
−HK$608/mo
Today · 4.125%
HK$20,453
baseline
▲ 0.50% · 4.625%
HK$21,697
+HK$1,244/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,906/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,411
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,985
−HK$583/mo
Today · 4.125%
HK$22,568
baseline
▲ 0.50% · 4.625%
HK$23,757
+HK$1,189/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,136/mo (50% DSR)
Upfront cash ≈ HK$4.47M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,095
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,814
−HK$729/mo
Today · 4.125%
HK$24,543
baseline
▲ 0.50% · 4.625%
HK$26,037
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$49,086/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,693
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,382
−HK$699/mo
Today · 4.125%
HK$27,081
baseline
▲ 0.50% · 4.625%
HK$28,509
+HK$1,428/mo
Deposit HK$3.38M · loan HK$5.06M · min. income ≈ HK$54,162/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,944
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,783
−HK$851/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,376
+HK$1,742/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,975
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,779
−HK$816/mo
Today · 4.125%
HK$31,595
baseline
▲ 0.50% · 4.625%
HK$33,260
+HK$1,665/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,190/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,643
−HK$2,172/mo
▼ 0.25% · 3.875%
HK$35,720
−HK$1,095/mo
Today · 4.125%
HK$36,815
baseline
▲ 0.50% · 4.625%
HK$39,055
+HK$2,240/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$73,630/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,540
−HK$2,082/mo
▼ 0.25% · 3.875%
HK$39,573
−HK$1,049/mo
Today · 4.125%
HK$40,622
baseline
▲ 0.50% · 4.625%
HK$42,763
+HK$2,141/mo
Deposit HK$844K · loan HK$7.60M · min. income ≈ HK$81,244/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,209 · Scale 2, in force from 26 Feb 2026)