LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,474
−HK$12,070/mo
▼ 0.25% · 3.875%
HK$198,461
−HK$6,083/mo
Today · 4.125%
HK$204,544
baseline
▲ 0.50% · 4.625%
HK$216,990
+HK$12,446/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$409,088/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,126
−HK$11,568/mo
▼ 0.25% · 3.875%
HK$219,868
−HK$5,826/mo
Today · 4.125%
HK$225,694
baseline
▲ 0.50% · 4.625%
HK$237,591
+HK$11,897/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$451,388/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,969
−HK$14,484/mo
▼ 0.25% · 3.875%
HK$238,153
−HK$7,300/mo
Today · 4.125%
HK$245,453
baseline
▲ 0.50% · 4.625%
HK$260,388
+HK$14,935/mo
Deposit HK$33.76M · loan HK$50.65M · min. income ≈ HK$490,906/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,951
−HK$13,882/mo
▼ 0.25% · 3.875%
HK$263,842
−HK$6,991/mo
Today · 4.125%
HK$270,833
baseline
▲ 0.50% · 4.625%
HK$285,109
+HK$14,276/mo
Deposit HK$33.76M · loan HK$50.65M · min. income ≈ HK$541,666/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,464
−HK$16,897/mo
▼ 0.25% · 3.875%
HK$277,846
−HK$8,515/mo
Today · 4.125%
HK$286,361
baseline
▲ 0.50% · 4.625%
HK$303,786
+HK$17,425/mo
Deposit HK$25.32M · loan HK$59.09M · min. income ≈ HK$572,722/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,776
−HK$16,196/mo
▼ 0.25% · 3.875%
HK$307,816
−HK$8,156/mo
Today · 4.125%
HK$315,972
baseline
▲ 0.50% · 4.625%
HK$332,627
+HK$16,655/mo
Deposit HK$25.32M · loan HK$59.09M · min. income ≈ HK$631,944/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,453
−HK$21,726/mo
▼ 0.25% · 3.875%
HK$357,230
−HK$10,949/mo
Today · 4.125%
HK$368,179
baseline
▲ 0.50% · 4.625%
HK$390,582
+HK$22,403/mo
Deposit HK$8.44M · loan HK$75.97M · min. income ≈ HK$736,358/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,426
−HK$20,823/mo
▼ 0.25% · 3.875%
HK$395,763
−HK$10,486/mo
Today · 4.125%
HK$406,249
baseline
▲ 0.50% · 4.625%
HK$427,663
+HK$21,414/mo
Deposit HK$8.44M · loan HK$75.97M · min. income ≈ HK$812,498/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,587,382 · Scale 2, in force from 26 Feb 2026)