LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,476
−HK$12,070/mo
▼ 0.25% · 3.875%
HK$198,463
−HK$6,083/mo
Today · 4.125%
HK$204,546
baseline
▲ 0.50% · 4.625%
HK$216,992
+HK$12,446/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$409,092/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,127
−HK$11,569/mo
▼ 0.25% · 3.875%
HK$219,870
−HK$5,826/mo
Today · 4.125%
HK$225,696
baseline
▲ 0.50% · 4.625%
HK$237,593
+HK$11,897/mo
Deposit HK$42.20M · loan HK$42.20M · min. income ≈ HK$451,392/mo (50% DSR)
Upfront cash ≈ HK$45.79M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,971
−HK$14,484/mo
▼ 0.25% · 3.875%
HK$238,155
−HK$7,300/mo
Today · 4.125%
HK$245,455
baseline
▲ 0.50% · 4.625%
HK$260,390
+HK$14,935/mo
Deposit HK$33.76M · loan HK$50.65M · min. income ≈ HK$490,910/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,953
−HK$13,882/mo
▼ 0.25% · 3.875%
HK$263,844
−HK$6,991/mo
Today · 4.125%
HK$270,835
baseline
▲ 0.50% · 4.625%
HK$285,111
+HK$14,276/mo
Deposit HK$33.76M · loan HK$50.65M · min. income ≈ HK$541,670/mo (50% DSR)
Upfront cash ≈ HK$37.35M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,466
−HK$16,898/mo
▼ 0.25% · 3.875%
HK$277,848
−HK$8,516/mo
Today · 4.125%
HK$286,364
baseline
▲ 0.50% · 4.625%
HK$303,789
+HK$17,425/mo
Deposit HK$25.32M · loan HK$59.09M · min. income ≈ HK$572,728/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,778
−HK$16,196/mo
▼ 0.25% · 3.875%
HK$307,818
−HK$8,156/mo
Today · 4.125%
HK$315,974
baseline
▲ 0.50% · 4.625%
HK$332,630
+HK$16,656/mo
Deposit HK$25.32M · loan HK$59.09M · min. income ≈ HK$631,948/mo (50% DSR)
Upfront cash ≈ HK$28.91M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,456
−HK$21,726/mo
▼ 0.25% · 3.875%
HK$357,233
−HK$10,949/mo
Today · 4.125%
HK$368,182
baseline
▲ 0.50% · 4.625%
HK$390,585
+HK$22,403/mo
Deposit HK$8.44M · loan HK$75.97M · min. income ≈ HK$736,364/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,429
−HK$20,824/mo
▼ 0.25% · 3.875%
HK$395,766
−HK$10,487/mo
Today · 4.125%
HK$406,253
baseline
▲ 0.50% · 4.625%
HK$427,667
+HK$21,414/mo
Deposit HK$8.44M · loan HK$75.97M · min. income ≈ HK$812,506/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,587,413 · Scale 2, in force from 26 Feb 2026)