LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,526
−HK$12,073/mo
▼ 0.25% · 3.875%
HK$198,515
−HK$6,084/mo
Today · 4.125%
HK$204,599
baseline
▲ 0.50% · 4.625%
HK$217,049
+HK$12,450/mo
Deposit HK$42.22M · loan HK$42.22M · min. income ≈ HK$409,198/mo (50% DSR)
Upfront cash ≈ HK$45.80M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,183
−HK$11,572/mo
▼ 0.25% · 3.875%
HK$219,928
−HK$5,827/mo
Today · 4.125%
HK$225,755
baseline
▲ 0.50% · 4.625%
HK$237,655
+HK$11,900/mo
Deposit HK$42.22M · loan HK$42.22M · min. income ≈ HK$451,510/mo (50% DSR)
Upfront cash ≈ HK$45.80M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,031
−HK$14,488/mo
▼ 0.25% · 3.875%
HK$238,218
−HK$7,301/mo
Today · 4.125%
HK$245,519
baseline
▲ 0.50% · 4.625%
HK$260,458
+HK$14,939/mo
Deposit HK$33.77M · loan HK$50.66M · min. income ≈ HK$491,038/mo (50% DSR)
Upfront cash ≈ HK$37.36M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,020
−HK$13,886/mo
▼ 0.25% · 3.875%
HK$263,913
−HK$6,993/mo
Today · 4.125%
HK$270,906
baseline
▲ 0.50% · 4.625%
HK$285,186
+HK$14,280/mo
Deposit HK$33.77M · loan HK$50.66M · min. income ≈ HK$541,812/mo (50% DSR)
Upfront cash ≈ HK$37.36M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,537
−HK$16,902/mo
▼ 0.25% · 3.875%
HK$277,921
−HK$8,518/mo
Today · 4.125%
HK$286,439
baseline
▲ 0.50% · 4.625%
HK$303,868
+HK$17,429/mo
Deposit HK$25.33M · loan HK$59.10M · min. income ≈ HK$572,878/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,857
−HK$16,200/mo
▼ 0.25% · 3.875%
HK$307,899
−HK$8,158/mo
Today · 4.125%
HK$316,057
baseline
▲ 0.50% · 4.625%
HK$332,717
+HK$16,660/mo
Deposit HK$25.33M · loan HK$59.10M · min. income ≈ HK$632,114/mo (50% DSR)
Upfront cash ≈ HK$28.92M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,547
−HK$21,732/mo
▼ 0.25% · 3.875%
HK$357,327
−HK$10,952/mo
Today · 4.125%
HK$368,279
baseline
▲ 0.50% · 4.625%
HK$390,688
+HK$22,409/mo
Deposit HK$8.44M · loan HK$75.99M · min. income ≈ HK$736,558/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,530
−HK$20,829/mo
▼ 0.25% · 3.875%
HK$395,870
−HK$10,489/mo
Today · 4.125%
HK$406,359
baseline
▲ 0.50% · 4.625%
HK$427,779
+HK$21,420/mo
Deposit HK$8.44M · loan HK$75.99M · min. income ≈ HK$812,718/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$3,588,353 · Scale 2, in force from 26 Feb 2026)