LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,258
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,857
−HK$609/mo
Today · 4.125%
HK$20,466
baseline
▲ 0.50% · 4.625%
HK$21,711
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,932/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,425
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$21,999
−HK$583/mo
Today · 4.125%
HK$22,582
baseline
▲ 0.50% · 4.625%
HK$23,772
+HK$1,190/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,164/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,110
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,829
−HK$730/mo
Today · 4.125%
HK$24,559
baseline
▲ 0.50% · 4.625%
HK$26,053
+HK$1,494/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,118/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,709
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,399
−HK$699/mo
Today · 4.125%
HK$27,098
baseline
▲ 0.50% · 4.625%
HK$28,527
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,196/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,961
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,800
−HK$852/mo
Today · 4.125%
HK$28,652
baseline
▲ 0.50% · 4.625%
HK$30,396
+HK$1,744/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,304/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,994
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,799
−HK$816/mo
Today · 4.125%
HK$31,615
baseline
▲ 0.50% · 4.625%
HK$33,281
+HK$1,666/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,230/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,665
−HK$2,174/mo
▼ 0.25% · 3.875%
HK$35,743
−HK$1,096/mo
Today · 4.125%
HK$36,839
baseline
▲ 0.50% · 4.625%
HK$39,080
+HK$2,241/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,678/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,564
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,598
−HK$1,050/mo
Today · 4.125%
HK$40,648
baseline
▲ 0.50% · 4.625%
HK$42,790
+HK$2,142/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,296/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,369 · Scale 2, in force from 26 Feb 2026)