LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,596
−HK$12,078/mo
▼ 0.25% · 3.875%
HK$198,587
−HK$6,087/mo
Today · 4.125%
HK$204,674
baseline
▲ 0.50% · 4.625%
HK$217,128
+HK$12,454/mo
Deposit HK$42.23M · loan HK$42.23M · min. income ≈ HK$409,348/mo (50% DSR)
Upfront cash ≈ HK$45.82M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,261
−HK$11,576/mo
▼ 0.25% · 3.875%
HK$220,008
−HK$5,829/mo
Today · 4.125%
HK$225,837
baseline
▲ 0.50% · 4.625%
HK$237,741
+HK$11,904/mo
Deposit HK$42.23M · loan HK$42.23M · min. income ≈ HK$451,674/mo (50% DSR)
Upfront cash ≈ HK$45.82M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,116
−HK$14,492/mo
▼ 0.25% · 3.875%
HK$238,305
−HK$7,303/mo
Today · 4.125%
HK$245,608
baseline
▲ 0.50% · 4.625%
HK$260,553
+HK$14,945/mo
Deposit HK$33.79M · loan HK$50.68M · min. income ≈ HK$491,216/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,114
−HK$13,891/mo
▼ 0.25% · 3.875%
HK$264,009
−HK$6,996/mo
Today · 4.125%
HK$271,005
baseline
▲ 0.50% · 4.625%
HK$285,290
+HK$14,285/mo
Deposit HK$33.79M · loan HK$50.68M · min. income ≈ HK$542,010/mo (50% DSR)
Upfront cash ≈ HK$37.37M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,635
−HK$16,908/mo
▼ 0.25% · 3.875%
HK$278,022
−HK$8,521/mo
Today · 4.125%
HK$286,543
baseline
▲ 0.50% · 4.625%
HK$303,979
+HK$17,436/mo
Deposit HK$25.34M · loan HK$59.12M · min. income ≈ HK$573,086/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,966
−HK$16,206/mo
▼ 0.25% · 3.875%
HK$308,011
−HK$8,161/mo
Today · 4.125%
HK$316,172
baseline
▲ 0.50% · 4.625%
HK$332,838
+HK$16,666/mo
Deposit HK$25.34M · loan HK$59.12M · min. income ≈ HK$632,344/mo (50% DSR)
Upfront cash ≈ HK$28.93M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,673
−HK$21,740/mo
▼ 0.25% · 3.875%
HK$357,457
−HK$10,956/mo
Today · 4.125%
HK$368,413
baseline
▲ 0.50% · 4.625%
HK$390,830
+HK$22,417/mo
Deposit HK$8.45M · loan HK$76.02M · min. income ≈ HK$736,826/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,671
−HK$20,836/mo
▼ 0.25% · 3.875%
HK$396,014
−HK$10,493/mo
Today · 4.125%
HK$406,507
baseline
▲ 0.50% · 4.625%
HK$427,935
+HK$21,428/mo
Deposit HK$8.45M · loan HK$76.02M · min. income ≈ HK$813,014/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,589,658 · Scale 2, in force from 26 Feb 2026)