LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,264
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,863
−HK$609/mo
Today · 4.125%
HK$20,472
baseline
▲ 0.50% · 4.625%
HK$21,717
+HK$1,245/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,944/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,431
−HK$1,157/mo
▼ 0.25% · 3.875%
HK$22,005
−HK$583/mo
Today · 4.125%
HK$22,588
baseline
▲ 0.50% · 4.625%
HK$23,779
+HK$1,191/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,176/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,116
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,835
−HK$731/mo
Today · 4.125%
HK$24,566
baseline
▲ 0.50% · 4.625%
HK$26,061
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,132/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,717
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,406
−HK$700/mo
Today · 4.125%
HK$27,106
baseline
▲ 0.50% · 4.625%
HK$28,535
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,212/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,969
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,808
−HK$852/mo
Today · 4.125%
HK$28,660
baseline
▲ 0.50% · 4.625%
HK$30,404
+HK$1,744/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,320/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,003
−HK$1,621/mo
▼ 0.25% · 3.875%
HK$30,807
−HK$817/mo
Today · 4.125%
HK$31,624
baseline
▲ 0.50% · 4.625%
HK$33,291
+HK$1,667/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,248/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,674
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,753
−HK$1,096/mo
Today · 4.125%
HK$36,849
baseline
▲ 0.50% · 4.625%
HK$39,091
+HK$2,242/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,698/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,575
−HK$2,084/mo
▼ 0.25% · 3.875%
HK$39,609
−HK$1,050/mo
Today · 4.125%
HK$40,659
baseline
▲ 0.50% · 4.625%
HK$42,802
+HK$2,143/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,318/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,440 · Scale 2, in force from 26 Feb 2026)