LTV · monthly repayment
▼ 0.50% · 3.625%
HK$19,268
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,867
−HK$609/mo
Today · 4.125%
HK$20,476
baseline
▲ 0.50% · 4.625%
HK$21,722
+HK$1,246/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$40,952/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,435
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,010
−HK$583/mo
Today · 4.125%
HK$22,593
baseline
▲ 0.50% · 4.625%
HK$23,784
+HK$1,191/mo
Deposit HK$4.22M · loan HK$4.22M · min. income ≈ HK$45,186/mo (50% DSR)
Upfront cash ≈ HK$4.48M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,121
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,841
−HK$730/mo
Today · 4.125%
HK$24,571
baseline
▲ 0.50% · 4.625%
HK$26,066
+HK$1,495/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$49,142/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,722
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,412
−HK$700/mo
Today · 4.125%
HK$27,112
baseline
▲ 0.50% · 4.625%
HK$28,541
+HK$1,429/mo
Deposit HK$3.38M · loan HK$5.07M · min. income ≈ HK$54,224/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,975
−HK$1,692/mo
▼ 0.25% · 3.875%
HK$27,814
−HK$853/mo
Today · 4.125%
HK$28,667
baseline
▲ 0.50% · 4.625%
HK$30,411
+HK$1,744/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$57,334/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,009
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,814
−HK$817/mo
Today · 4.125%
HK$31,631
baseline
▲ 0.50% · 4.625%
HK$33,298
+HK$1,667/mo
Deposit HK$2.53M · loan HK$5.91M · min. income ≈ HK$63,262/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,682
−HK$2,175/mo
▼ 0.25% · 3.875%
HK$35,761
−HK$1,096/mo
Today · 4.125%
HK$36,857
baseline
▲ 0.50% · 4.625%
HK$39,100
+HK$2,243/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$73,714/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,583
−HK$2,085/mo
▼ 0.25% · 3.875%
HK$39,618
−HK$1,050/mo
Today · 4.125%
HK$40,668
baseline
▲ 0.50% · 4.625%
HK$42,812
+HK$2,144/mo
Deposit HK$845K · loan HK$7.60M · min. income ≈ HK$81,336/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,496 · Scale 2, in force from 26 Feb 2026)