LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,692
−HK$12,083/mo
▼ 0.25% · 3.875%
HK$198,686
−HK$6,089/mo
Today · 4.125%
HK$204,775
baseline
▲ 0.50% · 4.625%
HK$217,235
+HK$12,460/mo
Deposit HK$42.25M · loan HK$42.25M · min. income ≈ HK$409,550/mo (50% DSR)
Upfront cash ≈ HK$45.84M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,368
−HK$11,581/mo
▼ 0.25% · 3.875%
HK$220,117
−HK$5,832/mo
Today · 4.125%
HK$225,949
baseline
▲ 0.50% · 4.625%
HK$237,859
+HK$11,910/mo
Deposit HK$42.25M · loan HK$42.25M · min. income ≈ HK$451,898/mo (50% DSR)
Upfront cash ≈ HK$45.84M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,230
−HK$14,500/mo
▼ 0.25% · 3.875%
HK$238,423
−HK$7,307/mo
Today · 4.125%
HK$245,730
baseline
▲ 0.50% · 4.625%
HK$260,682
+HK$14,952/mo
Deposit HK$33.80M · loan HK$50.70M · min. income ≈ HK$491,460/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,241
−HK$13,898/mo
▼ 0.25% · 3.875%
HK$264,140
−HK$6,999/mo
Today · 4.125%
HK$271,139
baseline
▲ 0.50% · 4.625%
HK$285,431
+HK$14,292/mo
Deposit HK$33.80M · loan HK$50.70M · min. income ≈ HK$542,278/mo (50% DSR)
Upfront cash ≈ HK$37.39M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,768
−HK$16,917/mo
▼ 0.25% · 3.875%
HK$278,160
−HK$8,525/mo
Today · 4.125%
HK$286,685
baseline
▲ 0.50% · 4.625%
HK$304,129
+HK$17,444/mo
Deposit HK$25.35M · loan HK$59.15M · min. income ≈ HK$573,370/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,115
−HK$16,214/mo
▼ 0.25% · 3.875%
HK$308,164
−HK$8,165/mo
Today · 4.125%
HK$316,329
baseline
▲ 0.50% · 4.625%
HK$333,003
+HK$16,674/mo
Deposit HK$25.35M · loan HK$59.15M · min. income ≈ HK$632,658/mo (50% DSR)
Upfront cash ≈ HK$28.94M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,845
−HK$21,750/mo
▼ 0.25% · 3.875%
HK$357,634
−HK$10,961/mo
Today · 4.125%
HK$368,595
baseline
▲ 0.50% · 4.625%
HK$391,023
+HK$22,428/mo
Deposit HK$8.45M · loan HK$76.05M · min. income ≈ HK$737,190/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,862
−HK$20,847/mo
▼ 0.25% · 3.875%
HK$396,210
−HK$10,499/mo
Today · 4.125%
HK$406,709
baseline
▲ 0.50% · 4.625%
HK$428,147
+HK$21,438/mo
Deposit HK$8.45M · loan HK$76.05M · min. income ≈ HK$813,418/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,591,438 · Scale 2, in force from 26 Feb 2026)