LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,708
−HK$12,084/mo
▼ 0.25% · 3.875%
HK$198,702
−HK$6,090/mo
Today · 4.125%
HK$204,792
baseline
▲ 0.50% · 4.625%
HK$217,253
+HK$12,461/mo
Deposit HK$42.26M · loan HK$42.26M · min. income ≈ HK$409,584/mo (50% DSR)
Upfront cash ≈ HK$45.85M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,385
−HK$11,583/mo
▼ 0.25% · 3.875%
HK$220,135
−HK$5,833/mo
Today · 4.125%
HK$225,968
baseline
▲ 0.50% · 4.625%
HK$237,879
+HK$11,911/mo
Deposit HK$42.26M · loan HK$42.26M · min. income ≈ HK$451,936/mo (50% DSR)
Upfront cash ≈ HK$45.85M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,249
−HK$14,501/mo
▼ 0.25% · 3.875%
HK$238,442
−HK$7,308/mo
Today · 4.125%
HK$245,750
baseline
▲ 0.50% · 4.625%
HK$260,704
+HK$14,954/mo
Deposit HK$33.80M · loan HK$50.71M · min. income ≈ HK$491,500/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,262
−HK$13,899/mo
▼ 0.25% · 3.875%
HK$264,162
−HK$6,999/mo
Today · 4.125%
HK$271,161
baseline
▲ 0.50% · 4.625%
HK$285,455
+HK$14,294/mo
Deposit HK$33.80M · loan HK$50.71M · min. income ≈ HK$542,322/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,791
−HK$16,918/mo
▼ 0.25% · 3.875%
HK$278,183
−HK$8,526/mo
Today · 4.125%
HK$286,709
baseline
▲ 0.50% · 4.625%
HK$304,154
+HK$17,445/mo
Deposit HK$25.35M · loan HK$59.16M · min. income ≈ HK$573,418/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,139
−HK$16,216/mo
▼ 0.25% · 3.875%
HK$308,189
−HK$8,166/mo
Today · 4.125%
HK$316,355
baseline
▲ 0.50% · 4.625%
HK$333,030
+HK$16,675/mo
Deposit HK$25.35M · loan HK$59.16M · min. income ≈ HK$632,710/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,874
−HK$21,752/mo
▼ 0.25% · 3.875%
HK$357,663
−HK$10,963/mo
Today · 4.125%
HK$368,626
baseline
▲ 0.50% · 4.625%
HK$391,056
+HK$22,430/mo
Deposit HK$8.45M · loan HK$76.06M · min. income ≈ HK$737,252/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,893
−HK$20,849/mo
▼ 0.25% · 3.875%
HK$396,243
−HK$10,499/mo
Today · 4.125%
HK$406,742
baseline
▲ 0.50% · 4.625%
HK$428,182
+HK$21,440/mo
Deposit HK$8.45M · loan HK$76.06M · min. income ≈ HK$813,484/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,591,733 · Scale 2, in force from 26 Feb 2026)