LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,717
−HK$12,086/mo
▼ 0.25% · 3.875%
HK$198,712
−HK$6,091/mo
Today · 4.125%
HK$204,803
baseline
▲ 0.50% · 4.625%
HK$217,264
+HK$12,461/mo
Deposit HK$42.26M · loan HK$42.26M · min. income ≈ HK$409,606/mo (50% DSR)
Upfront cash ≈ HK$45.85M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,396
−HK$11,583/mo
▼ 0.25% · 3.875%
HK$220,146
−HK$5,833/mo
Today · 4.125%
HK$225,979
baseline
▲ 0.50% · 4.625%
HK$237,891
+HK$11,912/mo
Deposit HK$42.26M · loan HK$42.26M · min. income ≈ HK$451,958/mo (50% DSR)
Upfront cash ≈ HK$45.85M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,261
−HK$14,502/mo
▼ 0.25% · 3.875%
HK$238,454
−HK$7,309/mo
Today · 4.125%
HK$245,763
baseline
▲ 0.50% · 4.625%
HK$260,717
+HK$14,954/mo
Deposit HK$33.81M · loan HK$50.71M · min. income ≈ HK$491,526/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,275
−HK$13,900/mo
▼ 0.25% · 3.875%
HK$264,175
−HK$7,000/mo
Today · 4.125%
HK$271,175
baseline
▲ 0.50% · 4.625%
HK$285,469
+HK$14,294/mo
Deposit HK$33.81M · loan HK$50.71M · min. income ≈ HK$542,350/mo (50% DSR)
Upfront cash ≈ HK$37.40M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,804
−HK$16,920/mo
▼ 0.25% · 3.875%
HK$278,197
−HK$8,527/mo
Today · 4.125%
HK$286,724
baseline
▲ 0.50% · 4.625%
HK$304,170
+HK$17,446/mo
Deposit HK$25.35M · loan HK$59.16M · min. income ≈ HK$573,448/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,155
−HK$16,216/mo
▼ 0.25% · 3.875%
HK$308,205
−HK$8,166/mo
Today · 4.125%
HK$316,371
baseline
▲ 0.50% · 4.625%
HK$333,048
+HK$16,677/mo
Deposit HK$25.35M · loan HK$59.16M · min. income ≈ HK$632,742/mo (50% DSR)
Upfront cash ≈ HK$28.95M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$346,891
−HK$21,754/mo
▼ 0.25% · 3.875%
HK$357,682
−HK$10,963/mo
Today · 4.125%
HK$368,645
baseline
▲ 0.50% · 4.625%
HK$391,076
+HK$22,431/mo
Deposit HK$8.45M · loan HK$76.06M · min. income ≈ HK$737,290/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$385,913
−HK$20,850/mo
▼ 0.25% · 3.875%
HK$396,263
−HK$10,500/mo
Today · 4.125%
HK$406,763
baseline
▲ 0.50% · 4.625%
HK$428,204
+HK$21,441/mo
Deposit HK$8.45M · loan HK$76.06M · min. income ≈ HK$813,526/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$3,591,917 · Scale 2, in force from 26 Feb 2026)