LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,789
−HK$12,090/mo
▼ 0.25% · 3.875%
HK$198,786
−HK$6,093/mo
Today · 4.125%
HK$204,879
baseline
▲ 0.50% · 4.625%
HK$217,345
+HK$12,466/mo
Deposit HK$42.27M · loan HK$42.27M · min. income ≈ HK$409,758/mo (50% DSR)
Upfront cash ≈ HK$45.87M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,476
−HK$11,587/mo
▼ 0.25% · 3.875%
HK$220,228
−HK$5,835/mo
Today · 4.125%
HK$226,063
baseline
▲ 0.50% · 4.625%
HK$237,980
+HK$11,917/mo
Deposit HK$42.27M · loan HK$42.27M · min. income ≈ HK$452,126/mo (50% DSR)
Upfront cash ≈ HK$45.87M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,347
−HK$14,507/mo
▼ 0.25% · 3.875%
HK$238,543
−HK$7,311/mo
Today · 4.125%
HK$245,854
baseline
▲ 0.50% · 4.625%
HK$260,814
+HK$14,960/mo
Deposit HK$33.82M · loan HK$50.73M · min. income ≈ HK$491,708/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,371
−HK$13,905/mo
▼ 0.25% · 3.875%
HK$264,274
−HK$7,002/mo
Today · 4.125%
HK$271,276
baseline
▲ 0.50% · 4.625%
HK$285,575
+HK$14,299/mo
Deposit HK$33.82M · loan HK$50.73M · min. income ≈ HK$542,552/mo (50% DSR)
Upfront cash ≈ HK$37.41M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,905
−HK$16,925/mo
▼ 0.25% · 3.875%
HK$278,300
−HK$8,530/mo
Today · 4.125%
HK$286,830
baseline
▲ 0.50% · 4.625%
HK$304,283
+HK$17,453/mo
Deposit HK$25.36M · loan HK$59.18M · min. income ≈ HK$573,660/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,266
−HK$16,223/mo
▼ 0.25% · 3.875%
HK$308,319
−HK$8,170/mo
Today · 4.125%
HK$316,489
baseline
▲ 0.50% · 4.625%
HK$333,171
+HK$16,682/mo
Deposit HK$25.36M · loan HK$59.18M · min. income ≈ HK$632,978/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,020
−HK$21,762/mo
▼ 0.25% · 3.875%
HK$357,815
−HK$10,967/mo
Today · 4.125%
HK$368,782
baseline
▲ 0.50% · 4.625%
HK$391,221
+HK$22,439/mo
Deposit HK$8.45M · loan HK$76.09M · min. income ≈ HK$737,564/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,057
−HK$20,857/mo
▼ 0.25% · 3.875%
HK$396,411
−HK$10,503/mo
Today · 4.125%
HK$406,914
baseline
▲ 0.50% · 4.625%
HK$428,363
+HK$21,449/mo
Deposit HK$8.45M · loan HK$76.09M · min. income ≈ HK$813,828/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,593,253 · Scale 2, in force from 26 Feb 2026)