LTV · monthly repayment
▼ 0.50% · 3.625%
HK$192,808
−HK$12,091/mo
▼ 0.25% · 3.875%
HK$198,805
−HK$6,094/mo
Today · 4.125%
HK$204,899
baseline
▲ 0.50% · 4.625%
HK$217,366
+HK$12,467/mo
Deposit HK$42.28M · loan HK$42.28M · min. income ≈ HK$409,798/mo (50% DSR)
Upfront cash ≈ HK$45.87M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$214,497
−HK$11,588/mo
▼ 0.25% · 3.875%
HK$220,249
−HK$5,836/mo
Today · 4.125%
HK$226,085
baseline
▲ 0.50% · 4.625%
HK$238,003
+HK$11,918/mo
Deposit HK$42.28M · loan HK$42.28M · min. income ≈ HK$452,170/mo (50% DSR)
Upfront cash ≈ HK$45.87M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,369
−HK$14,509/mo
▼ 0.25% · 3.875%
HK$238,566
−HK$7,312/mo
Today · 4.125%
HK$245,878
baseline
▲ 0.50% · 4.625%
HK$260,839
+HK$14,961/mo
Deposit HK$33.82M · loan HK$50.73M · min. income ≈ HK$491,756/mo (50% DSR)
Upfront cash ≈ HK$37.42M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,396
−HK$13,906/mo
▼ 0.25% · 3.875%
HK$264,299
−HK$7,003/mo
Today · 4.125%
HK$271,302
baseline
▲ 0.50% · 4.625%
HK$285,603
+HK$14,301/mo
Deposit HK$33.82M · loan HK$50.73M · min. income ≈ HK$542,604/mo (50% DSR)
Upfront cash ≈ HK$37.42M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$269,931
−HK$16,927/mo
▼ 0.25% · 3.875%
HK$278,327
−HK$8,531/mo
Today · 4.125%
HK$286,858
baseline
▲ 0.50% · 4.625%
HK$304,313
+HK$17,455/mo
Deposit HK$25.37M · loan HK$59.19M · min. income ≈ HK$573,716/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$300,296
−HK$16,224/mo
▼ 0.25% · 3.875%
HK$308,349
−HK$8,171/mo
Today · 4.125%
HK$316,520
baseline
▲ 0.50% · 4.625%
HK$333,204
+HK$16,684/mo
Deposit HK$25.37M · loan HK$59.19M · min. income ≈ HK$633,040/mo (50% DSR)
Upfront cash ≈ HK$28.96M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$347,054
−HK$21,763/mo
▼ 0.25% · 3.875%
HK$357,849
−HK$10,968/mo
Today · 4.125%
HK$368,817
baseline
▲ 0.50% · 4.625%
HK$391,259
+HK$22,442/mo
Deposit HK$8.46M · loan HK$76.10M · min. income ≈ HK$737,634/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$386,094
−HK$20,860/mo
▼ 0.25% · 3.875%
HK$396,449
−HK$10,505/mo
Today · 4.125%
HK$406,954
baseline
▲ 0.50% · 4.625%
HK$428,405
+HK$21,451/mo
Deposit HK$8.46M · loan HK$76.10M · min. income ≈ HK$813,908/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$3,593,602 · Scale 2, in force from 26 Feb 2026)